#realtorpaycut Check this Vid out. Congress calling for Regulation of Realtor Compensation. http://ping.fm/UkjyA

#mortagenews rates back in the 4's, wiped out early-February spike. We have Libya, oil, stocks, housing, and the economy to thank. New home sales dumped 12.6% in January. A story cooking for months: NAR has over-reported those sales for 10 years or more. More on this as it unfolds. Wal-Mart’s sales in the last 90-days fell 1.8%. Orders for durable goods in January tanked 6.9%. Growth, sure; self-sustaining, .. uh-uh

TDHCA Cuts Bond 77 down payment assistance 20% in Montgomery County http://ow.ly/1bvBS3

TDHCA Cuts Bond 77 assistance 20% effective March 1st - Bond 77 has given Texans access to low interest rate down pa... http://ow.ly/1bvm7k

#freerealtorlistingtool Check out this really cool FB app....have a tab on your page or fan page with the homes you currently have listed or homes you are co-marketing for other agent's listings. Comment below if you would like and I'll set you up!

#positivethought Every new day begins w/ possibilities. It's up to us to fill it w/ things that move us towards Progress & Peace - R Reagan

#realtortip The Difference between a Winner and a Loser are the beliefs that you hold

Dog Biscuit Appreciation Day is a day for the dogs. That's because there is no one who can really appreciate the true value of a dog biscuit

#positivethought Negative people are worse than negative happenings. The Argument is over in 5-minutes - The person may linger for years! Think about this when doing your spring cleaning and jettison those negative people. You will be the better for it.

#realtortechtools What if you could provide a growing library of "Live" online workshops, which present you as the expert, to your clients and prospects all for free? The best part? You hardly have to do anything. Comment below to get more info.

#positivethought Today we go on a constructive thought only diet! The instant you start having a negative thought spit it out!

#fhamipincrease Check this Vid out. The new FHA Premium Increase will cost you $15k more http://ping.fm/vgQsI buy before increase

#socialnetworkingtool Information overload? Try Gist http://ping.fm/G6URr I've used this tool for a while now and loaded all of my contact into it and it is amazing the info you can find on people and how it puts it into one unified place

#realtortip Always find your share of the Problem or you will not Grow

#politicalquiz http://ping.fm/OH0hM For political junkies, take 6 minutes to answer these questions in an online quiz and see where you end up on the political scale. You might be surprised. I found that if you take a moment to read the Queens English and think about what it's saying the test is pretty accurate. We at least for me!

#freddiestreamline Freddie Mac is eliminating their streamline-refi program on 5/1/11. If the original loan is held by Freddie, you'll need to apply now or new rules go into effect

#mozysucks @mozy #carbonitebetter Mozy jacked price into stratosphere. Billed me under old plan & when I canceled refused refund Cancel Mozy before you are billed

#fhaantiflipping HUDs 90-Day Anti-Flipping Rule Extended to 12/31/11. Certain restrictions apply - the 20% rule is one of them. Call our office for more details.

#positivethought Success is just behind the door that most people wont open

#homeloancredit Scores to be available to consumers soon. So REVIEW YOUR CREDIT BEFORE APPLYING FOR A LOAN http://ping.fm/IOt0q Free class. Save thousands of dollars over the life of your loan. Feel Free to Contact our office for additional info

#realtortip A Plan without Passion is like a road trip with no gas

Do a Grouch a Favor today. Everyone has been a grouch at one time or another. Some people are seemingly grouches all of the time.

#positivethought It takes twice as much energy to be negative than to be positive. That's why, at the end of an argument, you may be tired.

#fhanodown HUD foreclosures allows $100 down financing you want to actually see the contract. Now You See It, Now You Don't. Call our office for more details.,

#positivethought Your Current Emotions Provide a window into the future. You can shift your emotions by changing your thoughts

#fhafeeincrease 4-18-11 For most borrowers the Monthly Mortgage insurance increasing 25% leading to a loss in purchasing power. This is equivalent to an interest hike rate of 1/3% on all FHA loans by April 18. If you are looking now you want to give our office a call ASAP so you can avoid this loss in buying power and affordability.

#realtortip Gratitude is the Turbocharger for getting what you want. Who have you thanked today?

#fanniefreddiefeehike Fannie & Freddie Hike Fees Again! on good credit Borrowers OUCH! http://ping.fm/gWjxD

Texas Vet Loan rates still low in Woodlands TX for week of 02/14 to 02/18/2011 http://ow.ly/1bj8gZ

#positivethought How do you Feel today? Your thoughts and body language should reflect your answer!!

#fightthefed This Video describes it perfectly. http://ping.fm/533w7 Realtors and Title companies to now cure shortages at closing as of 4/1/11 Many lenders have also started to cap Realtor compensation to reduce costs to consumer. To stop this see my earlier post on NAHIP.

#realtortip You need a Plan everyday. If you aim at nothing you'll probably hit it

Toothache Day, one can only ask.. Why!? We suggest you participate in this day by learning or reviewing the cause of toothache & tooth decay

#positivethought Do you affect the news or does the news affect you? If it makes you negative stop watching and do something positive!

#conroesnow what's left of the early morning drizzle is coming down now as snow flakes. Be careful out there

#realtortip You Have control over the way you choose, and the way you respond.- Jeffrey Gittomer Choose wisely today

#goodgreenhornet #brucelee have my DVR to catch green hornet marathon on sci-fi tomorrow. Will help me forget bad movie earlier this year

#positivethought Winners ask better questions. Don't whine about things! Do things that are positive and ask empowering questions!

Texas Vet Rates Rise in Woodlands TX for week of 02/04 to 02/11/2011 http://ow.ly/1bf9Lk

Texas Vet Rates jump in Hunsville TX for week of 02/04 to 02/11/2011 http://ow.ly/1bf9Lr

#realtortip Faith w/out Massive Action is Delusional

Texas Vet Rates jump to 4.60% in Woodlands TX for week of 02/04 to 02/11/2011 http://ow.ly/1benlo

#mondayisgreat One thing about Monday's sometimes they hit you like a truck and sometimes like a gnat. What kind of day did you have today?

#stopthefed Home Loans will be getting worse than short sales http://ping.fm/qfEtd w/ closing times doubling & tripling in times to close a loan w/higher costs. NAHIP is open to everyone from Loan Officers, Realtors, Appraisers, inspectors, builders & etc, You can also write Senators & Congress person. Already bills in process to go after Realtor Compensation next. Realtor compensation being limited in near future.

#mortgagenewsthisweek Calendar very light. Jobless Claims on Thurs. Trade Balance & Consumer Sentiment on Fri. Treasury auctions on Tues, Wed, & Thurs. Investors will be watching the results closely because recent auctions have produced significant swings in mortgage rates.

#organicgardening Stimulate earthworms. Put old paper, best if shredded or single sheets, under soil after you have tilled bed. Earthworms Love it! After 30-days it will all be gone and your bed will have deeper looser & more fertile soil because of the earthworm activity. Why throw the paper away when you can recycle and help your organic garden at the same time

#wordsofwisdom I was talking to mtyFather yesterday and he said "Everybody's walking around complaining and crying about how cold it is and and how much snow we are having when they don't think about how blessed we really are. At least we are not having earthquakes where people have lost mothers, fathers, sisters, and brothers, as well as their homes. It's just a little snow. The snow will go away."

#wonderfulwinterweather spent 3 hours working outside today starting @6am gathering & chopping wood love this weather here in Conroe afterward had a wonderfully productive day

#mortageroundup Inflation concerns hit this week. Fed Chief stated that economy is recovering but the current level of government spending is unsustainable. Economic indicators while positive will not sustain economy. Markets reacted emotionally @ end of the week, higher commodity prices raised investor fears that future inflation may increase. As a result, mortgage rates ended significantly higher this week.

#condorefi Although rates are lower condos used as investment properties it may cost more than it's worth to refinance. Due to hefty hits to rates for being both a condo AND investment property. Call me for your Total-Cost Analysis report to make sure it's worth it before you begin.

#realtorfbtip Facebook is rolling out small changes almost every day for FB business pages. http://ping.fm/tZe9G FB is testing having 3 new buttons on FB business pages: ‘Top Posts’, “Most Recent” and “(Facebook Page Name)

#conroesnow Snowing in Lake Conroe. Yeee HA!

#positivethought Comfort Comes from Routine - If you are not comfortable in doing something you are supposed to. You need to do it more and break out. Don't mistake this for being in a Rut. If you are comfortable and are not getting the results you want then get UNcomfortable!

#realtortip A loser need only be pushed down once, while a winner can fall a hundred times and get back up. You define what you are.

#fhaflood FHA has come up w/ new Flood Insurance Chart for all types of properties. Call me for a copy - you need to check all listings!

#letitsnow the nice thing about snow is that it moderates temperature. if everyone hopes for snow you will feel warmer. Looking for Frosty!

#positivethought You Have control over the way you choose, and the way you respond.- Jeffrey Gittomer Choose wisely today

Candlemas is the last holiday of Christmas. Candlemas is a celebration, or festival, of the Feast of Purification of the Virgin Mary.

#realtortip Attitude is the way you respond to the situation, not the situation itself

#saveclosingcosts To save on closing costs: Produce original title policy & apply for a reissue rate of your title policy. $100's or more.

#niceweather Ohh forecast is for 18 degrees tonight! NICE!! Cover the pipes and watch for Ice through Sunday Morning. Snow on Friday! Yeh Makes me want to sing Christmas Carols and Tomorrow is the last day of the Christmas Season. Nice VERY Nice!

#positivethought Each Day we make a thousands of choices, make yours conscious and Healthy

#freeipadapp If you use an Ipad use this free app to keep track of your notes while on your way to your next showing http://ping.fm/fLa05

#realtortip Doing what you fear Forever Kills the Fear