#blockingads There are many tools to block ads on browsers. If you are doing online ads your $ may be going to waste http://ping.fm/pL1BF Firefox is adding another way for consumers to block ads. Facebook ads are "Like" and Behavioral based. If you are a Realtor in Texas just comment below and we will be happy to help you get the message out to your prospect.

#thankstotroops If it were Free would you send the Troops a thank them for their service? Well it is so no more excuses! http://ping.fm/BBaK9

#springpnalting Hot Diggity Planted 5 Rows of Japanese Bunching Onions, Yellow Onions & Red Onions today. Ran old woody plants into chipper & put a full bag of wood clippings along with some decomposed wood mulch & fireplace ashes into bed. During the Process all of the Sweet pea Pods were Eaten by the Gardner... Hmmmm I wonder who that could be :-) looking foreword to cooler weather and rain. Sure got hot today!

#realtortip Saw Dr Alyn recently. Sometimes you need this kick in the pants for your business. Dr Alyn is awesome http://ping.fm/0Udht If you are a Realtor here in Texas let us know how we can help you!. Post comments below

#conventionalmortgage Did you know that a child can buy a home for parents for as little as 5% down? And the child does NOT have to live in the home in order to qualify. Call me for details. This works some other loan types too.

#positivethought "When Focus meets desire and desire matches your purpose everything is possible."

#positivethought Always find your share of the Problem or you will not Grow

#realestatelicensing Did you know that everyone involved in a real estate deal (including you) are double-checked against "Exclusionary Lists" compiled by the Feds? Call me (or Facebook message me) for the for website links to check before taking listings or negotiating a sales contract

#realtortip Winners ask better questions. Don't whine about things do things that are positive and ask empowering questions of your clients

Spouse's Day is a time to enjoy and appreciate your better half. You can use this day as a prelude or warm up to Valentine's Day, perhaps.

Bond 77 Interest Rates rise Costing thousands to buyers - Bond 77 has given Texans access to low interest rate down ... http://ow.ly/1b2PJE

Bond 77 Interest Rates decreasing affordability to First time home buyers http://ow.ly/1b2PJM

#positivethought Attitude is the way you respond to the situation, not the situation itself

#freerealtortools Great gifts virtually Free & you have publishing rights. Many people get these & to Resell them to you http://ping.fm/Ge2RO Don't be fooled by imitations having. Get the books here at the source and the content is up to date

#vanonallowedfees Ever get confused about what veteran can & cannot pay when buying a home? Call me for detailed flier covering the details

#realtortip Attitude is your choice, not your Circumstance

#fhacondos extends the dates for condo approvals - based on original approval dates. Check your listings & I can let you know the extension dates for each condo project.

Got some Yellow, Red and Japanese bunching onions going in the garden. Now is the time to plant these in Conroe. Will till in some Ash, Compost and cover with leaves for an Organic start

#positivethought Saddest human fails to accept responsibility & lacks capacity to learn. Accept Responsibility & learn from mistakes & be great!

Last of TDHCA Bond 77 money rates Surge to 5.60% -   Authorized Mortgage Banker for Bond 77 The rate for the TD... http://ow.ly/1b1MMp

Bond 77 Interest Rates rise Costing thousands to buyers - Authorized Mortgage Banker for Bond 77 The rate for the TD... http://ow.ly/1b1MMw

#realtortip Know your ratio of working ON your business vs working IN your business is? Let me know if you are in TX we can Help! Many times we all start off on our daily routine and somewhere along the way we get caught up working IN our business vs ON our business

#freeipadapp If you use an Ipad use this free app to keep track of your notes while on your way to your next showing http://ping.fm/I8DTE

#realtormarketing Making your FB Profile and Business Page should be your first priority. Use this tool to get started http://ping.fm/WhH8W

#realtortip It is better to have passionate faith than Knowledge that you can do it

Last of TDHCA Bond 77 money rates Surge to 5.60% - Bond 77 has given Texans access to low interest rate down payment... http://ow.ly/1b1cDG

#positivethought Saw Kimberly Alyn in Houston on Saturday. Sometimes this kind of talk hits the mark. Dr Alyn is awesome http://ping.fm/h1mn1

#jacklalanne will miss him. Reminds me of one of my Aunts@95 walks 5-miles everyday & has muscles of steel http://ping.fm/yYcV6 in better health than people a third her age.

#mortgageratesrise Big picture, rates will continue to dance in place, rising gradually, unless we run afoul of an unexpectedly bad piece of news. improvement in the Leading Indicators looks good for 2 months in a row and, the path will continue to be lumpy in the coming months, we can imagine—if not actually plan for—an improving economy 12 to 18 months from now

Rainy Days Make Trees Happy! What a Wonderful Day it's looking to Be here in Conroe. The trees will drink up the rain and share it with us as shade in the hot summer! Thank you Lord for the rain!

#realtorfacebooktools I've been using this tool for white a while. It's easy to set up. http://ping.fm/OomPS If you are here in Texas I'll be happy to help you set it up for your page for free.

#realtortip Know your ratio of working ON your business vs working IN your business is? Let me know if you are in TX we can Help! Many times we all start off on our daily routine and somewhere along the way we get caught up working IN our business vs ON our business

#vetloanabuse Got a call from a vet this weekend that got taken advantage of with an unscrupulous lender here in TX. I keep hearing this I'd like your input. I'm going to write a blog about it. This Vet's deal completely collapsed and they lost their option money and their dream home. If you have heard similar stories I'd appreciate your input. I keep hearing this more and more and it shouldn't be happening

#alanparsonsproject Best Track is The Murders in the Rue Morgue. Too bad Wolfson passed last year http://ping.fm/jXuYm miss this caliber of talent today. This Album an excellent sequel to the original Tales of Mystery & imagination and it's really wild to hear some of the narrations of the late Orson Welles makes me think of Sky Captain and the Cameo by Olivier when he had passed a wile before the movie's release

#redgreenshow Watching Red Green Show Mailbox Wars. They say Good Humor is rooted in Reality. http://ping.fm/mLzmK Lot of Roots in this episode

#beyondtv Fed up w/ Commercials http://ping.fm/gCA3Q I've used this for almost 4 years very useful little piece of software..

#texasvets Found out that Texas Vets who use a Texas Vet Loan who are activates can get their rate lowered to 0% interest if until they return home?

#winninglistings Many of you asked for a Sunday presentation on how to win more listings. http://ping.fm/CR6yU tune in Sunday for How to Win Every Listing Presentation You Make

#realtortool Free online Client Relation Manager that goes where you go. Great FREE tool to help you manage your clients. http://ping.fm/JSzeE

#texasvets Did you know that Texas Vets who use a Texas Vet Loan who are deployed can get their rate lowered to 0% interest if activated until they return home? Just call our office and we can help you through the process.

#vahomegrants Specially Adapted Housing Grant program offers to disabled Vets in need of specialized housing d/t disability. Call me for VA Specially Adapted Housing Grants

#positivethought Gratitude is the Turbocharger for getting what you want who have you thanked today?

#onlinemarketing You may not be consciously aware of it, but most of the time you go to a well-known Website the brand owner is doing something very subtle to boost the recognition of their brand in your mind. This is some that very few real estate professionals take advantage of for their own sites, yet is free and easy to do. We can Help just ask and we can send you the details.

#realtorclientretension Class this evening on how to keep those prospects interested who don't qualify http://ping.fm/ayUG1

#realtortip Stop focusing on the deals that Missed the boat. Top producers have shrugged it off and have begun taking deals away from you

Today is National Popcorn Day, we suggest you pop up some fresh popcorn, kick back and enjoy!

#positivethought Attitude is your choice, not your Circumstance

#forclosedhomeslist Here's the link to get notified by Fannie mae whenever a foreclosed home comes up for sale in our area. http://ping.fm/R3iQq We also offer the Homepath Financing to get these homes fixed up too

What if you could provide a growing library of "Live" online workshops, which present you as the expert, to your clients and prospects all for free? The best part? You hardly have to do anything. If you are an agent in Texas Comment below to get more info.

#realtortop It's not what happens to you, it's what you do with what happens to you. #aldoushuxley

#positivethought Choose to Live a Big Live with No Regrets - Do you want the Roller Coaster or Merry Go Round

Texas Vet Home Buying Tax Credit Programs In Huntsville - Texas Vets Get a Tax Credit When Buying a Home that others... http://ow.ly/1aVoNr

Texas Vet Home Buying Tax Credit Programs Available today - Both Existing and First Time Home Buyers who are Vets Ge... http://ow.ly/1aVoNk

Texas Vet Home Buying Tax Credit Programs In Montgomery County http://ow.ly/1aVpNY

Texas Vet Home Buying Tax Credit Programs in Texas - Texas Vet Mortgage Tax Credit gives those who have served an op... http://ow.ly/1aVpO6

#realtormarketing Check out this really cool FB app....have a tab on your page or fan page with the homes you currently have listed or homes you are co-marketing for other agent's listings. Comment below if you would like and I'll set you up! I have to charge though..... NOTHING! It's totally free!

Texas Vet Home Buying Tax Credit Programs - Texas Vet Mortgage Tax Credit gives those who have served an opportunity... http://ow.ly/1aVar0

#realtortip A single Thought triggers many Like thoughts

Texas Vet Rates just above 4% in Woodlands TX for week of 01/17 to 01/21/2010 http://ow.ly/1aUGMx

#mortgagemarket Lots of housing sector news this week from Dec. + 2 Fed reports on the economy. Rates relatively stable for about 6 weeks. Economic convictions have been very optimistic and haven't come up to reality and the equity markets are looking soft. After this eddy of smooth water this week could get "interesting" quickly and market won't hold stability much longer before it breaks out.

What was that Weather yesterday? In the Houston area. Hmmm Felt like we had all been Teleported to Seattle. Not snow but good enough for some of my thinner winter wardrobe so I'll take it!

#weeklyrealestatenews Buy a House… Then Buy Another says Paulson. http://ping.fm/pSoU2 He is the famed investor who made > $billion by betting heavily AGAINST real estate as the boom was about to become a bust. Another indication that now is the time to buy Real estate. Working with a Certified Mortgage Coach you can find out really how this works within your portfolio or if you are buying your first house.

#freerealtorclasses As the market is picks do you provide value to your sellers and buyers attend our free workshops http://ping.fm/kSrpf class tomorrow. Don't miss it

#agenttechtool Got an iPad? Turn it into a miniature Mac Air with a bluetooth keyboard. Go to Zaggmate.com to find out more...

Texas Vet Loans in Houston- 01/17 to 01/21/2011 - Texas vet loans offer some of the lowest rates and are specificall... http://ow.ly/1aTz1D

#greatmovie A vain playboy puts strains his happy marriage allows himself be be seduced by a former girlfriend. http://ping.fm/KOIh9 Awesome film presence by Gardner. A young Stanwyck shows that distinctive cold stare that just gives you the willies. Favorite scene is where Heflin is getting the tar beaten out of him in his car bringing a suspect in for questioning and how he responds!

#greatmovies "I think one of the reasons younger people don`t like older films, films made say before the `60s, is that they`ve never seen them on a big screen, ever. If you don`t see a film on a big screen, you haven`t really seen it. You`ve seen a version of it, but you haven`t seen it. That`s my feeling, but I`m old-fashioned."- - Peter Bogdanovich - I agree I've seen Wizard of OZ , Ben Hur & others on big screen

#greenhornet stinks! except for Villain, Car and Kato. Chou Great as Kato & does credit to Bruce Lee but can't save movie, Could have lost Hornet for better movie. Glad did not see in 3D. Even 3D couldn't save from bad soundtrack, bad acting, bad casting & bad script. Reed in original was Genius & Master detective in this is buffoon that couldn't detect gum on his shoe. Save money & Rent from Netflix in you must

#realtortips The market is picking up are you ready to capitalize on it we have workshops to keep pipeline full http://ping.fm/F7JPx and to keep people that you would otherwise drop out of the pipeline in. Your regular income is dependent on your pipeline. Sign up for our free workshops where I help you keep that pipeline flowing.

#onlinemarketing You may not be consciously aware of it, but most of the time you go to a well-known Website the brand owner is doing something very subtle to boost the recognition of their brand in your mind. This is some that very few real estate professionals take advantage of for their own sites, yet is free and easy to do. We can Help just ask and we can send you the details.

Texas Vet Rates just above 4% in Woodlands TX for week of 01/17 to 01/21/2010 http://ow.ly/1aSbW2

Texas Vet Loan Rates in Huntsville Just above 4% for the week of 1/17 to 1/21/2011 http://ow.ly/1aSbXD

Texas Vet Loans Hanging on to 4.52% interest in The woodlands for the week of 1/17 to 1/21/2011 http://ow.ly/1aSbXw

#fhamultiunit DYK that if you are purchasing a 2-4 home you can use “gross rental income” on units you are not occupying http://ping.fm/5SLeQ (minus HUD’s vacancy factor), to qualify? Check HUD’s “vacancy/maintenance factors” for your area

#positivethought Faith w/out Massive Action is Delusional

Excellent tool for managing all of your social networks. And it's Free - HootSuite now! http://ping.fm/NGn22

#productivitytip Agents, want to increase your productivity? Only check your email twice a day. If there is an emergency, someone will call you! If you are constantly checking your email, you get out of the "productivity" zone - which takes 30 minutes to get back into. Do that 8 times and you have wasted 4 hours

#realtortip Your mind is a tractor beam and will pull its strongest desires towards you. Most of us pull in trash and many don't keep the beam on long enough

First X-Ray Taken day. The First x-ray was taken this day in 1896. Advances in Medicine and diagnosis were the resulting benefit

#hnn #kirby's Attending HNN North Houston Networking Mixer Tomorrow @ Kirby's http://ping.fm/dpeRc

#positivethought It's not what happens to you, it's what you do with what happens to you. #aldoushuxley

#mortgageinterest Effective Feb 12 Wells Fargo increasing Risk premiums by as much as 3/4% for conventional loans w/ FICOs < 760 OUCH!! Call us for alternatives to keep your rates low and to provide you with options!

#homeloancredit Federal Reserve issued new “Consumer’s Guide to Credit Reports” http://ping.fm/nsPiO . Contact us to learn what’s missing from the guide.

#positivethought Your mind is a tractor beam & will pull its strongest desires towards
you. Most of us pull in trash & many don't keep the beam on long enough

#valoanlimits VA has both increased and decreased loan limits in some areas of the country. Please ask us about VA loan limits in Texas!

#realtortip Tuesday If you Believe your Beliefs and you believe in your purpose....you're unstoppable

#enjoyingwinter ahh very nice I and Mr LL Bean on speaking terms again after a long separation and drinking hot Tea, Cider or Hot Chocolate in front of the fire. Great way to spend an evening after productive day

#jackNicholas Hats off to Jack Nicholas for the great work he is doing in making this course what it is for our veterans! http://ping.fm/nq7AP

#woodlandsrealestate Check out our New Real estate tab on FB. Now honest Lending & estate Information in one place! http://ping.fm/HH1in

#conventionalloanlimits Did you know that you can check the Fannie/Freddie loan limits, by property address? Check http://ping.fm/JN0Ku

#mortgageratesdown Rates trending downward. Democrats Hoped employment report would be brighter than it turned out. Bad for economy but great for rates. Sara Murphy of WSJ says, “Much faster employment & enduring job gains—on the order of 200k/mo—are needed for lasting improvement. We didn’t come near that figure in past yr" worth remembering that rates were a good deal higher @ beginning of 2010.

#frozenfaucets Quick Suggestion instead of buying covers for your faucets that you rarely use tank an old towel soaked in water & wrap. Since it rarely stays below freezing in this area > 24-hours the towel will freeze and protect your pipes. Ice is one of the best insulators and water as it freezes actually puts off heat. I used this last year during the long cold snap here in Conroe and had no problems & saved $

#businessgoal Ok you got swamped last week. Make today the day to have new years goals AND make one irrevocable 2011 promise to yourself.

freereagenttools Great site allows you to share screen w/ clients. Walk through contract or addendum quickly & easily! http://ping.fm/iT6Xw

#goodhollywoodacting "The end of the studio system signaled the end of the great screen stars. They were the sort of actors who brought their own charismatic personas to each role they played. Audiences felt as if they knew them immediately every time they watched one of their movies" - - Peter Bogdanovich

#newyearsresoloution Yes, Have new years goals AND make one irrevocable 2011 promise to yourself. If you missed it this week redeem yourself this weekend.

Finally we got some Cozy Fireplace weather coming and in the north areas maybe even snow! maybe. Watch out for freezing bridges in the AM the remainder of the week. Time to bring some firewood to the house. Me and my LL Bean collection are getting reacquainted for the at least next week!

#realtorclientretension Want a great reason to call clients that purchased earlier this year? Let them know its time to file for their Homestead Tax Exemption. Walk them through the process and show them how easy it is to save on their property taxes every year!!!

Texas Vet Loan Rates just above 4% for the week of 1/10 to 1/14/2011 http://ow.ly/1aM4Vc

#mortgagemarketrecap Rates remain low. Low Fee loans ended the week @ avg 4.75% Some indicators say economy doing better but when you look under hood instead of V8 you have a 4 cylinder firing on 3. Earlier in week market spooked by ADP jobs. Then real jobs numbers came in @ 100k. Falls short of population growth so we still had a net loss of jobs. Bernake says we need several years of growth to get out of this.

#reagentcoolidea Agents, gear up for the new year! Get "glow in the dark" fridge magnets to hand out at all your closings and to all your prospects. Now your name is seen every time they go to the fridge - even for a midnight snack!

#vashortsale As VA buyer, if you've had a short sale, there is a 2-yr waiting period to purchase another home. Contact us for details

#positivethought Doing what you fear Forever Kills the Fear

#freereagenttools What is the most important part of a sales letter or email???? Headline! That's what makes National Enquirer so successful. If you need help with this, I have a great little program that helps create them. Just ask!

TDHCA Bond 77 Rates Climb to 5.5% - Bond 77 has given Texans access to low interest rate down payment assisted loans... http://ow.ly/1aKpI3

#fhaforeclosure If you are buying a HUD foreclosure, check close dates & ask for contract extension. REO inventory being transitioned to new system, which is causing delays with rate locks, appraisal expirations, etc. Call me to review the HUD REO sales contract to make sure they don’t expire.

As a Realtor, what are the 2 most important things that frustrate you the most in real estate? How are you going to deal w/ them this year?

National Bird Day was established by bird activists. It calls upon people to recognize the plight of captive birds.

#freereagenttools Agents, here is a great site to help organize your life! It will help you make "to do" lists and a whole lot more! Go to www.tadalist.com to get started! Share this with your database! They'll love you for it! Oh and it's free

#varealtorcomp Realtors Beware - Your efforts could go unrewarded when a VA borrower agrees to pay you a commission if a FSBO seller refuses to pay when you act as their agent. VA prohibits charging a VA borrower for the services of a real estate broker. (Neither Conventional nor FHA lending has this prohibition, only VA.)

Quick question for you, if you could get step by step training for your business in one area what area would that be? Social media, video, email, listing presentation, webinars, anything goes - what would it be? What is the first thing that comes to mind that you would love to master in the next 30 days?

Sometimes you have to "Tack toward your goal". There may be some basics that need to be in place before you achieve your goal

#lifelessons In Life you Control 2 things. 1 How you React to a situation & 2 What you Say. A cruel word in Anger may never heal no matter how much you apologize

#vasellercontributions Did you know VA allows a seller to buy appliances for a VA buyer & doesn't consider them an "inducement to purchase"? Yep. It's allowable as part of the 4% seller concession limitation call me for more info on What You Need to Know About Seller Concessions & VA Loans

#lifelessons In Life you Control 2 things. 1 How you React to a situation & 2 What you Say. A cruel word in Anger may never heal no matter how much you apologize

Texas Vet Loans Hanging on to 4.53% interest in The woodlands for the week of 1/2 to 1/7/2011 http://ow.ly/1aIemz

Real Estate Agents Free Flier for Buyers on 12 Myths Credit Bureaus want you to believe. It can make or break your deals http://ping.fm/RFIyM

Here is somethingl worth watching closely in the first weeks and months of 2011. Now, what is particularly important here is the PERCEPTION of improvement in the real estate market. If, at long last, the improvement in the real estate market becomes credible, potential homebuyers may be convinced to enter the market before the rise among interest rates becomes truly sustainable and real estate values begin to firm.

#tcmgoodacting we are so blessed by having TCM as we can see many great performances by many great actors year after year http://ping.fm/hWklH I think my Favorite quote from anyone about "old" or "Classic" movies was by the late Peter Bogdanovich "There are not old movies just Great movies that you've never seen"

#sheltierescue I'm a yanks fan but I may have just become a Mark Buehrle fan! http://ping.fm/eT0kq Now to find the person who did this

#houstonweather2010 #whymovetophoenix defies generalizations as year was both hot & cold & wet & dry. The year started out cold w/ avg temps 4 to 8 degrees colder than avg during Jan, Feb & Mar. Yearly rainfall is well below avg areawide & SE TX is in midst of a significant drought. Much of the northern 1/2 is now in extreme drough. Drought conditions are expected to persist or perhaps intensify through early 2011

#DawnTreader Awesome, uplifting & positive movie for entire family #narnia It's surprising that Disney can make #tronlegacy w/ sucks after watching Narnia I immediately want to see it again. Most profound thought, of many, was Caspian "I was always fighting about the things that were taken from me that I forgot to realize what I had been given" Or Lucy "We have nothing if not belief". Riveted from beginning to end!