#realtortechtip tired of trying to remember those passwords for the sites you visit? 1Password.com http://ping.fm/ixASX manages passwords if you're running an iPhone, iPad, Android or Mac platform. If you're running a PC, try LastPass.com. This stores your passwords on their secure servers. Has received some rave reviews. Roboforms.com is free for up to 10 passwords.

#realtortip Don't be afraid to call your database. Tip 5: Assume the positive. Simply assume that they will be happy to hear from you. Why wouldn’t they be? They are receiving wonderful information from you each month, then you are calling and offering them something, and you are conditioning them to want to hear from you.

#realtortip The stories that we tell ourselves are a choice, why not create happy endings

Babe Ruth Day honors one of Baseball's greatest players ever. On this day in 1947, "The Bambino" returned to "The House that Ruth Built"

#realtortip How you Feel indicates where you're headed.

#realtortip Tip 2 on getting your database to refer to you. Before you pick up the phone ask yourself “what can I give to them?” One way is to be a cross referral partner. If they have their own business, ask them how their business is doing, how you can help them at their business, and what kind of referrals they would like to receive. Let them know that you will do your best to send referrals.

#realtortip Routines are habit forming... start empowering one today

#realtortip Tip 2 on getting your database to refer to you. Before you pick up the phone ask yourself “what can I give to them?” One way is to be a cross referral partner. If they have their own business, ask them how their business is doing, how you can help them at their business, and what kind of referrals they would like to receive. Let them know that you will do your best to send referrals.

#realtortip Routines are habit forming... start empowering one today

#realtortip It's impossible to win.. while thinking about losing.

#realtortechtip Ever wonder what the fuss about QR codes is all about? I found this great article http://ping.fm/pK3fF which takes all the guess work out of them. If you want more info about how to create them, let me know. I'll be happy to help you

#realtortip Tip 4: Don’t be afraid to call them too often. As long as you have a good reason to call, they will be happy to hear from you. Trust your own gut instinct about how often you should call them.

#organicgardening looking forward to Cantaloupe again this year. After you grow it yourself you don't want to go back to store bought

#realtortip Tip #3: Send an “Item of value” each month. Whether it's a community tip, a home buying tip, a home selling tip, a coupon, or a referral to a community business, give them something of importance. Weekly items of value are even better. If you need help with this, I have a weekly script I can share with you to send to your database.

#usdaconstruction If building a new home using USDA as the permanent financing, new Thermal Requirements are required. Call me for guidelines

#realtortip Fear is the enemy that lurks in the shadows, the shadow dies with the smallest ray of light

Volunteer Recognition Day honors the legions of volunteers who dedicate themselves to causes and helping others.

#realtortip Opportunity is but a state of mind, it exists everywhere when your open to finding it

#organicgardening what wonderful smells come out of the garden early in the morning fresh cilantro and Fennel Totally awesome

#realtortip Only those decisions followed by action are real

#organicgardening Wow Garden coming along nicely put in 3 beds last weekend and not have enough to do proper organic rotation

#texasdrought Looks like I will have to start watering my trees. Drought forecast to continue @ least through June! http://ping.fm/OsrQ6

#cooltool Instapaper http://ping.fm/khSwr saves articles that you find on net to read later. articles can be organized into folders. Cool

#fhacondos If selling condos get the word out to the HOAs to get leasing restrictions in place or they will not be able to sell units using FHA financing.

#realtortip Talk is cheap, written plans are valuable and action is priceless

#realtortechtip if you want to make your wordpress blog site load super fast & fit screen size of mobile devices, http://ping.fm/YeQSq you need WPtouch Pro. Automatically makes your site fit the screens of mobile devices and speeds up the load time by up to 500 percent. This is a great way to keep mobile visitors to your blog happy and coming back.

#organicgardening Malibar is growing like a weed. Will be nice to have it again. High protein green has lots of healing power and healthy

Scrabble Day celebrates the popular board game. It's been popular around the world ever since. People young and old enjoy this game.

#fanniereos In an attempt to spur more sales of their REO properties, Fannie has put in place a special offer for buyers of their REO properties. Incentive of 3.5% for closing costs. Offers must be submitted on or after 4-11-11. Must close by 6-30-11. Must be Owner Occupied Primary Residence. Contact me with details,

#realtortip Nothing is fun without full engagement

#realtortip Do you shop at places that offer a price match?...If so, this app is a must! http://ping.fm/JJDoZ This app will save you a ton! Simply scan the product's barcode & it shows prices of competitors - BRILLIANT! So I shop @ Best Buy & they match the price at check out. I do it every time now without fail! Thought this app would be a great touch for your data base to

@fhacondo FYI if you list/sell a condo with FHA financing, HO-6 (walls-in) coverage will be required as of 4-29-11 call me for details.

TDHCA Bond 77 Down Payment Assistance Rate Drops In Montgomery County http://ow.ly/1c8BMT

#realtortip The ability to dig deeper is what separates mediocrity from greatness

#organicgardening Ok if you are around S lake Conroe I got a BUNCH of Cilantro to give away. If yo want some let me know. Otherwise I'm going to let it seed and use it for Coriander

#organicgardening boo hiss white flies on my orange tree. I'm ready for 'em got the Neem oil and the sprayer ready

We are broadening our focus for all of your Real Estate Financing Needs please like our new page http://ping.fm/6Evte we will be phasing this page out shortly.

#realtortip Persistence is your greatest asset. In the end almost anything can be yours

#realtortip Expect Opportunity, It is everywhere

#realtortechtip Want a little piece of software that will make your life a little easier? Try http://ping.fm/hsbzN . It synchs w/ Smartphone, computer, iPad or other electronic devices. Keep track of everything and access it from anywhere! A definite must have.

Have you ever been rejected? For anything? Sure you have! We all have. Sorry Charlie Day is for all of us who have been spurned, and yet somehow survived it. Take a minute today and reflect upon a past dejection. Then, smile with he realization that "_ _ it happens....to all of us!"

#savingstip Shop at places that offer a price match? This app is a must! http://ping.fm/hJdQC Simply scan the product's barcode & it shows prices of competitors - BRILLIANT! So I shop @ Best Buy & they match the price at check out.

TDHCA Bond 77 Down Payment Assistance Rate Drops In Conroe - As of April 1,2011 TDHCA is cutting the down lowering t... http://ow.ly/1c3rYB

TDHCA Bond 77 Down Payment Assistance Rate Drops In Texas - As of April 1,2011 TDHCA is cutting the down lowering th... http://ow.ly/1c3rYJ

#positivethought The Difference between a Winner and a Loser are the beliefs that you hold

#realtortaxtip http://ping.fm/d7ReR Agents, here's another great way to save money on taxes!!! Make sure you are getting all you deductions!!

#realtortip Everything in your head is just a story make sure you tell yourself stories that empower you

#realtortip ever wonder how to get your sphere of influence to refer to you often? 1st, always have a plan of what to say BEFORE you call them. Then you don't fumble. A good start would be to let them know you are a good resource for electricians, plumbers, CPA's, landscapers, etc. Be a source of good news!

TDHCA Bond 77 Down Payment Assistance Rate Drops In Walker Countyhu http://ow.ly/1c2lXA

TDHCA Bond 77 Down Payment Assistance Rate Drops In Montgomery County http://ow.ly/1c2lWc

TDHCA Bond 77 Down Payment Assistance Rate Drops In Conroe - Conroe Down Payment Assistance for Bond 77 Rate Drop No... http://ow.ly/1c2lXt

#realtortip Your State of mind is the most effective indicator of the outcome

#realtortaxtips Hey Agents! It's tax time! Here is a great article that shows you some deductions you may be overlooking! I hope it helps... http://ping.fm/hwWLQ

#stopthefed http://ping.fm/6ThCc If allowed to go through the interest rates and cost of closing on a home will increase. I've already seen this with other lenders increasing fees for down payment assistance programs which will impact the neediest borrowers. I agree with Mike the Minimum loan amounts are going up. This will impact Investors wanting to purchase those $60k homes and consumers.

#stopthefed http://ping.fm/arqog Higher loan costs, Less access to credit for less than A+ borrowers & those who only need a small loan. The SAFE act & NMLS licensing, FBI background checks & fingerprinting have gotten rid of the BAD actors. Only the Survivors & Veterans remain. RE Agents customarily negotiate their fees depending on FREE MARKET competition NOW Loan Officers will not be able to do so with their fee

#redgreenmansprayer Man's Prayer: "I'm a man, but I can change, if I have to, I guess." - Always gives me a chuckle! Looking forward to Next weeks Episode on Channel 8! "Quando omni flunkus moritati"

#realtortip True desire awakens hope, hope awakens enthusiasm, enthusiasm knocks down barriers