Conroe Noon Lions hosting Membership Fair November 2, 2011 - Conroe Noon Lions Hosting a Membership Fair on November... http://ow.ly/1fmWnN

TDHCA Bond 77 Increases Purchase price and Income In Conroe and Lake Conroe http://ow.ly/1f90AE

Henry J Daniels @ Google+ http://ping.fm/xDAuh

#Marvelwisdom I can't surrender. I don't know how! - Captain America

#marvelwisdom "with great power there must also come great responsibility" - Peter Parker's Uncle Ben

Fed up with Facebook's new look? Sign up for Hootsuite a free tool http://ow.ly/3CXcp that gives you your old news feed back... and more!

Conroe Noon Lions Club makes a difference worldwide to those in need http://ow.ly/1eJD4N

#marvelwisdom “A weak man knows the value of strength, the value of power.” – Captain America

"It's Never the Right Time to do the Wrong Thing" Bobby Franklin 1957-2011

New Texas $10,000 first time home buyer down payment assistance program http://ow.ly/1eHbB7

TDHCA Bond 77 Down Payment Assistance Rate Says High in Montgomery County http://ow.ly/1ew6yj

Second Time in 1 Month TDHCA Down Payment Assistance Increases Purchase price and Income Limits In Montgomery County http://ow.ly/1et9Rd

TDHCA Bond 77 Down Payment Assistance Slightly Lowered in Montgomery County Texas http://ow.ly/1eqXCG

Rates are great use an FHA Streamline Refinance today.. or should you? http://ow.ly/1egyMk

When shopping for a bargain, loyalty programs are not what they used to be http://ow.ly/1edpRB

Texas Sales Tax Holiday means helps parents and small businesses save http://ow.ly/1e9j1m

TDHCA Bond 77 Down Payment Assistance Still available in Montgomery County Texas http://ow.ly/1e8eb7

Walker County Texas Down Payment Assistance from TDHCA Bond 77 http://ow.ly/1e8bLb

Montgomery County Texas Down Payment Assistance from TDHCA Bond 77 http://ow.ly/1e8bL5

I guess this is amazon's way of saying Hey Groupon we're gonna Put a Hit on you! In C-town! http://ping.fm/YF2S7 Wowser!

Car Battery had to be put down today before it left me stranded, Not a bad life July 2002 to July 2011 http://ping.fm/lD0hl The guys @ Interstate here in Conroe were flipping out like they were seeing a dinosaur and couldn't believe I got so much life out of the battery. Only the 4th Interstate Megatron installed in the car in 32 years.

Just finished meeting with a Wonderful Couple about their VA Home loan. They are so Excited about the purchase of their home. It's always humbling when I can Help a Vet and their Family Get into a home. They Do so Much for us!

What Event in History Happened this Day in History that changed the world?

(Fannie Mae PMI Changes) On the Private Mortgage Insurance Front (PMI) front, (when you put less than 20% down) Some Companies are getting very aggressive with one company saying as of July 1st they are doing a 620 FICO. Is this subprime? Heck no. Going below 660 on Conventional those files will be highly scrutinized. Call me for options and we can get you a lower payment.

#realtortip The happiest people live a balanced life. w/out balance something will break... health, family, work or faith maybe not soon but eventually.

Second Time in 1 Month TDHCA Down Payment Assistance Increases Purchase price and Income Limits In Montgomery County http://ow.ly/1dDeyO

TDHCA Bond 77 Increases Purchase price and Income In Conroe and Lake Conroe http://ow.ly/1dChl3

#realtortip Life is a never ending series of tiny course corrections

TDHCA Bond 77 Down Payment Assistance Interest Rate Drops Slightly in Conroe http://ow.ly/1dB9p0

TDHCA Bond 77 Increases Purchase price and Income Limits Effective Immediately http://ow.ly/1dAmNc

TDHCA Bond 77 Down Payment Assistance Interest Rate Drops Slightly in Montgomery County http://ow.ly/1dAjts

#realtortip A Plan without Passion is like a road trip with no gas

#realtortip A Plan without Passion is like a road trip with no gas

#realtortip Yes, Have new years goals AND make one irrevocable 2011 promise to yourself

Hug Holiday Day encourages us to give hugs to those who need them. The focus is upon anyone who needs the warmth, cheer, & love that a hug provides.

#realtortip Your Choices are driven by your beliefs and your choices shape your destiny

#realtortip Your Mind is a Radio and your day will reflect and play the channel you select

Hmmmm Now I the reason that Tea Drinkers Look at Coffee Drinkers a little differently. What do you think? http://ping.fm/Z0Q7X

#realtortip Fear is the most magnetic force in the universe, Gratitude is the mortal enemy of Fear. You cannot be grateful and fearful at the same time so choose your path wisely

National Chocolate Eclair Day is a sugary, sweet way to start your day. It's a sweet, tasty way to end your day, too don't over indulge though

#realtortip The Difference between a Winner and a Loser are the beliefs that you hold

#realtortip Your mind is a tractor beam and will pull its strongest desires towards you. Most of us pull in trash and many don't keep the beam on long enough

(Fannie Mae Credit) If you have clients who had credit problems in the past, a bankruptcy or foreclosure contact us regarding Fannie Vs. Freddie Waiting Periods for Negative Credit. We can assist in setting up a plan on the road to home ownership

#realtortip Your level of congruency drives you level and quality of your energy. Congruency is I say what I think and I feel what I say and I am the same person in front of my family and clients and friends. When you are incongruent your energy is lower. Examine you congruency and adjust

#realtortip Productive people are happy people.

#realtortip Paramount to Happiness is asking the right Questions. Ask empowering positive questions on how YOU can improve the situation if it's not as good as you like and how you can make it better if it's good

Ok, It's Official Houston has Moved to Phoenix. Mowed my grass today in 1 hour where it normally takes 3 to 4 hours

TDHCA Bond 77 Increases Purchase price and Income Limits Effective Immediately http://ow.ly/1dbbTt

#realtortip Your Mental state fuels you activity. Are you making rocket fuel or Rocks

TDHCA Bond 77 Down Payment Assistance Interest Rate Drops Slightly in Montgomery County http://ow.ly/1daksY

Saw the aftermath of this on Friday on My Inbound Amtrak train. Video footage coming later this week http://ping.fm/JAWKR

#realtortip Massive Action Abolishes all Fear

Name Your Poison Day is a day to make a choice. The term "Name Your Poison" is commonly used to suggest that you select among a # of options.

#realtortip The smallest of Good Deeds, Instantly lifts your spirit.

#lordoftherings Got Tickets for Lord of the Rings Extended Edition Showing @ Tinseltown starting the 14th. Looking forward to watching the Trilogy on the Big Screen again!

#realtortip Landing pages are a great way to increase your leads and know what people are looking for ahead of time. We know of a great way to do them for free, yes FREE, and would love to share it with you!! Don't miss out on this great opportunity to expand your lead pool!!

#realtortip Although unknown, the outcome is beautiful

#realtortip Know Thy Purpose - Is it greater than yourself?

Flip a Coin Day is day when making decisions is as easy as flipping a coin. This tradition dates back to Julius Caesar. Caesar would take a coin and flip it to make decisions where the right choice was unclear. The correct answer was "heads", which of course carried his image on the coin.

#realtortip Your thoughts become your Reality. Thoughts become Things

#realtortip Desire w/out action is an empty wish.

As the Sgt says there are so few who are keeping us safe. Pray God Keep them Safe! Remember those who fight for us http://ping.fm/76opb

#hansoloshotfirst I've got the original versions and I've seen the original many times http://ping.fm/coyxv Han Solo Shot first... he ALWAYS shoots first!

#realtortip Past clients are the foundation of any successful real estate business. You need to stay in touch with them on a regular basis. Contact your current and past clients at least once a month so they always remember what great service you provided them.

#realtortip Passion is Magnetic

#realtortip Your Present Conditions Reflect your Past Thoughts - Your Future conditions will reflect your present thoughts

National Tap Dance Day is a great day to dance the night away & the daytime, too! Created to the birth of legendary tap dancer Bill "Bojangles" Robinson on May 25, 1878.

#realtortip Life will Bring you what you settle for

#greathistoricmovie Just finished Watching Men of Yamoto http://ping.fm/0Vh5a This movie is cut from the came cloth (albeit a different weave) of Movies such as U571 and Das Boot. Gripping from beginning to end and a real thought provoking movie. If you stay focused there are many lessons to be learned from the Characters of Uchida & Kamio. When it was over I was going WOW.

#realtortechtip, Instapaper http://ping.fm/4V1HT saves articles that you find on net to read later. articles can be organized into folders. great if you stumble across article you would like to share with your database. There is also an iPad/iPhone app that stores articles on the device so they can be read later, even without Internet access. Pretty cool!

#agenttechtool Agents, Cool Tool that saves articles that you find on the Internet to read later. http://ping.fm/61Q52 The articles can be organized into folders. This is great if you stumble across an article you would like to share with your database. There is also an iPad/iPhone app that stores articles on the device so they can be read later, even without Internet access. Pretty cool!

#realtortechtip Wouldn't it be nice to have a teleprompter for recording your videos? One that is free and web based? All you have to do is cut and paste your script into the prompter and you can control the size of the text, the speed it moves and more!! If you're interested, comment below.

#realtortip Reality is Fluid. It Exists where your Thoughts Linger

#realtortip Intend to live each moment and Live Each Day like someone you love and care about is watching you.

What is a Certified Mortgage Professional? - What is a Certified Mortgage Coach? First of all we are not "loan agent... http://ow.ly/1cK6YU

International Museum Day is a good opportunity to visit & support your local museum is to make public aware of challenges faced by museums

#homeloancredit FICO has added a “Strategic Default Credit Model" to the mix. If a lender determines that a client is buying another home, without selling their current residence (or vacation home) and certain activity shows up on the credit report — their loan could be denied — even if they have great credit. Call me for details!

#realtortip You are the Author of your Story

#realtortip Prepare for the Worst and Hope for the Best. Sometimes it's just that simple!

#buckaroobanzai Blast from the Past You either like it or hate it. I don't think there is any in between http://ping.fm/U4Qw1 Be Careful of Aliens landing in New Jersey. Where is MIB where you need them!?

#realtortechtip Need help editing pictures? Pixlr is a free photo editor that is a browser extension. http://ping.fm/6S6Mw You can use it to edit photographs right in your browse has look and feel of Photoshop Elements and similar features. It can even be used to create graphics. Just comment below if you want access to more free software.

#fhadisputes FHA came out with clarification about "disputed accounts" on credit reports. Call me for the details

#realtortip It's never over until you quit. You are always just a few moves away from Passing GO

Don't confuse this day for Administrative Professionals Day or Secretary's Day. Receptionists, this is your day! Okay, maybe it's not a day off. But, it's a day to recognize and appreciate all the things that you do!

#realtortip Money Follows Purpose. Your purpose should not be money.

#buckrodgers http://ping.fm/snFdO Turner Classic is now running this on Saturday mornings! 10am Central

#wiseadvice with all of the Talk about lower rates, new laws that have taken effect since April 1st does your loan person explain and show you how they affect you now and in the future or are they just trying to get you to fill out an application?

#realtortip Agents, here is Tip 6 about picking up the phone: Be excited about your business. Remember, desperation does not sell, but excitement does. No matter what the current condition of your business, always say something like, “I am so excited about my business. I get to help great people."

#realtortip Transparency is irresistible to others

#realtortip If you Don't do it today, you are far less likely to do it tomorrow

TDHCA Bond 77 Down Payment Assistance Rate Stays Level despite Market Drop In Texas http://ow.ly/1cuGOk

Renewal Day is It's a day of new, & old, beginnings. We lose touch w/ friends, loved ones, & relationships. Today is the day to renew them

TDHCA Bond 77 Down Payment Assistance Interest Rate Stays Level despite Market Drop Conroe, TX http://ow.ly/1ctwR6

#realtortip You can't force the Tide - Learn how to go with the tide

TDHCA Bond 77 Down Payment Assistance Interest Rate Stays Level despite Market Drop Montgomery County http://ow.ly/1csksx

TDHCA Bond 77 Down Payment Assistance Interest Rate Stays Level despite Market Drop In Walker County http://ow.ly/1csksC

#realtortip The ability to accept responsibility for your life, in your greatest gift

#realtorcommissions Sounds like the government is not done. http://ping.fm/49FtI Time to make changes to your business plans go to 4:45 mark

TDHCA Bond 77 Down Payment Assistance Rate Stays Level despite Market Drop Montgomery County http://ow.ly/1crK5W

#realtortechtip tired of trying to remember those passwords for the sites you visit? 1Password.com http://ping.fm/ixASX manages passwords if you're running an iPhone, iPad, Android or Mac platform. If you're running a PC, try LastPass.com. This stores your passwords on their secure servers. Has received some rave reviews. Roboforms.com is free for up to 10 passwords.

#realtortip Don't be afraid to call your database. Tip 5: Assume the positive. Simply assume that they will be happy to hear from you. Why wouldn’t they be? They are receiving wonderful information from you each month, then you are calling and offering them something, and you are conditioning them to want to hear from you.

#realtortip The stories that we tell ourselves are a choice, why not create happy endings

Babe Ruth Day honors one of Baseball's greatest players ever. On this day in 1947, "The Bambino" returned to "The House that Ruth Built"

#realtortip How you Feel indicates where you're headed.

#realtortip Tip 2 on getting your database to refer to you. Before you pick up the phone ask yourself “what can I give to them?” One way is to be a cross referral partner. If they have their own business, ask them how their business is doing, how you can help them at their business, and what kind of referrals they would like to receive. Let them know that you will do your best to send referrals.

#realtortip Routines are habit forming... start empowering one today

#realtortip Tip 2 on getting your database to refer to you. Before you pick up the phone ask yourself “what can I give to them?” One way is to be a cross referral partner. If they have their own business, ask them how their business is doing, how you can help them at their business, and what kind of referrals they would like to receive. Let them know that you will do your best to send referrals.

#realtortip Routines are habit forming... start empowering one today

#realtortip It's impossible to win.. while thinking about losing.

#realtortechtip Ever wonder what the fuss about QR codes is all about? I found this great article http://ping.fm/pK3fF which takes all the guess work out of them. If you want more info about how to create them, let me know. I'll be happy to help you

#realtortip Tip 4: Don’t be afraid to call them too often. As long as you have a good reason to call, they will be happy to hear from you. Trust your own gut instinct about how often you should call them.

#organicgardening looking forward to Cantaloupe again this year. After you grow it yourself you don't want to go back to store bought

#realtortip Tip #3: Send an “Item of value” each month. Whether it's a community tip, a home buying tip, a home selling tip, a coupon, or a referral to a community business, give them something of importance. Weekly items of value are even better. If you need help with this, I have a weekly script I can share with you to send to your database.

#usdaconstruction If building a new home using USDA as the permanent financing, new Thermal Requirements are required. Call me for guidelines

#realtortip Fear is the enemy that lurks in the shadows, the shadow dies with the smallest ray of light

Volunteer Recognition Day honors the legions of volunteers who dedicate themselves to causes and helping others.

#realtortip Opportunity is but a state of mind, it exists everywhere when your open to finding it

#organicgardening what wonderful smells come out of the garden early in the morning fresh cilantro and Fennel Totally awesome

#realtortip Only those decisions followed by action are real

#organicgardening Wow Garden coming along nicely put in 3 beds last weekend and not have enough to do proper organic rotation

#texasdrought Looks like I will have to start watering my trees. Drought forecast to continue @ least through June! http://ping.fm/OsrQ6

#cooltool Instapaper http://ping.fm/khSwr saves articles that you find on net to read later. articles can be organized into folders. Cool

#fhacondos If selling condos get the word out to the HOAs to get leasing restrictions in place or they will not be able to sell units using FHA financing.

#realtortip Talk is cheap, written plans are valuable and action is priceless

#realtortechtip if you want to make your wordpress blog site load super fast & fit screen size of mobile devices, http://ping.fm/YeQSq you need WPtouch Pro. Automatically makes your site fit the screens of mobile devices and speeds up the load time by up to 500 percent. This is a great way to keep mobile visitors to your blog happy and coming back.

#organicgardening Malibar is growing like a weed. Will be nice to have it again. High protein green has lots of healing power and healthy

Scrabble Day celebrates the popular board game. It's been popular around the world ever since. People young and old enjoy this game.

#fanniereos In an attempt to spur more sales of their REO properties, Fannie has put in place a special offer for buyers of their REO properties. Incentive of 3.5% for closing costs. Offers must be submitted on or after 4-11-11. Must close by 6-30-11. Must be Owner Occupied Primary Residence. Contact me with details,

#realtortip Nothing is fun without full engagement

#realtortip Do you shop at places that offer a price match?...If so, this app is a must! http://ping.fm/JJDoZ This app will save you a ton! Simply scan the product's barcode & it shows prices of competitors - BRILLIANT! So I shop @ Best Buy & they match the price at check out. I do it every time now without fail! Thought this app would be a great touch for your data base to

@fhacondo FYI if you list/sell a condo with FHA financing, HO-6 (walls-in) coverage will be required as of 4-29-11 call me for details.

TDHCA Bond 77 Down Payment Assistance Rate Drops In Montgomery County http://ow.ly/1c8BMT

#realtortip The ability to dig deeper is what separates mediocrity from greatness

#organicgardening Ok if you are around S lake Conroe I got a BUNCH of Cilantro to give away. If yo want some let me know. Otherwise I'm going to let it seed and use it for Coriander

#organicgardening boo hiss white flies on my orange tree. I'm ready for 'em got the Neem oil and the sprayer ready

We are broadening our focus for all of your Real Estate Financing Needs please like our new page http://ping.fm/6Evte we will be phasing this page out shortly.

#realtortip Persistence is your greatest asset. In the end almost anything can be yours

#realtortip Expect Opportunity, It is everywhere

#realtortechtip Want a little piece of software that will make your life a little easier? Try http://ping.fm/hsbzN . It synchs w/ Smartphone, computer, iPad or other electronic devices. Keep track of everything and access it from anywhere! A definite must have.

Have you ever been rejected? For anything? Sure you have! We all have. Sorry Charlie Day is for all of us who have been spurned, and yet somehow survived it. Take a minute today and reflect upon a past dejection. Then, smile with he realization that "_ _ it happens....to all of us!"

#savingstip Shop at places that offer a price match? This app is a must! http://ping.fm/hJdQC Simply scan the product's barcode & it shows prices of competitors - BRILLIANT! So I shop @ Best Buy & they match the price at check out.

TDHCA Bond 77 Down Payment Assistance Rate Drops In Conroe - As of April 1,2011 TDHCA is cutting the down lowering t... http://ow.ly/1c3rYB

TDHCA Bond 77 Down Payment Assistance Rate Drops In Texas - As of April 1,2011 TDHCA is cutting the down lowering th... http://ow.ly/1c3rYJ

#positivethought The Difference between a Winner and a Loser are the beliefs that you hold

#realtortaxtip http://ping.fm/d7ReR Agents, here's another great way to save money on taxes!!! Make sure you are getting all you deductions!!

#realtortip Everything in your head is just a story make sure you tell yourself stories that empower you

#realtortip ever wonder how to get your sphere of influence to refer to you often? 1st, always have a plan of what to say BEFORE you call them. Then you don't fumble. A good start would be to let them know you are a good resource for electricians, plumbers, CPA's, landscapers, etc. Be a source of good news!

TDHCA Bond 77 Down Payment Assistance Rate Drops In Walker Countyhu http://ow.ly/1c2lXA

TDHCA Bond 77 Down Payment Assistance Rate Drops In Montgomery County http://ow.ly/1c2lWc

TDHCA Bond 77 Down Payment Assistance Rate Drops In Conroe - Conroe Down Payment Assistance for Bond 77 Rate Drop No... http://ow.ly/1c2lXt

#realtortip Your State of mind is the most effective indicator of the outcome

#realtortaxtips Hey Agents! It's tax time! Here is a great article that shows you some deductions you may be overlooking! I hope it helps... http://ping.fm/hwWLQ

#stopthefed http://ping.fm/6ThCc If allowed to go through the interest rates and cost of closing on a home will increase. I've already seen this with other lenders increasing fees for down payment assistance programs which will impact the neediest borrowers. I agree with Mike the Minimum loan amounts are going up. This will impact Investors wanting to purchase those $60k homes and consumers.

#stopthefed http://ping.fm/arqog Higher loan costs, Less access to credit for less than A+ borrowers & those who only need a small loan. The SAFE act & NMLS licensing, FBI background checks & fingerprinting have gotten rid of the BAD actors. Only the Survivors & Veterans remain. RE Agents customarily negotiate their fees depending on FREE MARKET competition NOW Loan Officers will not be able to do so with their fee

#redgreenmansprayer Man's Prayer: "I'm a man, but I can change, if I have to, I guess." - Always gives me a chuckle! Looking forward to Next weeks Episode on Channel 8! "Quando omni flunkus moritati"

#realtortip True desire awakens hope, hope awakens enthusiasm, enthusiasm knocks down barriers

#positivethought Fear is the most magnetic force in the universe, Gratitude is the mortal enemy of Fear. You cannot be grateful and fearful at the same time so choose your path wisely

#realestateagenttechtools Hey agents, here's a great site that will help you clean up your database! www.scrubly.com. Gives you a clean list that you can start marketing to on a regular basis. If you need help with content to send, let me know!

Don't miss out on " Take a Walk in the Park Day". It is an opportunity for exercise and relaxation. Its calming and therapeutic.

#realtortip Change is driven by 10% by external events and 90% by internal thoughts - It's not what happens to you it's what you think and DO about it that matters

#realtorbusinessplan Last tip for a business plan. #6 - Develop Your Marketing Budget. You can't spend what you don't have! You have to know what you need and where it will come from. I have several marketing ideas that won't cost you a dime! If you'd like to hear more, just comment below.

#positivethought If you have no will to change it, you have no right to criticize it. ~Author Unknown

#positivethought Odds are you will do what you just did again and again. If you do good you'll do good. If you act positively you will again act positively so break the negative habits

24 hours of video uploaded every minute, More Video is uploaded to Youtube in 60 days then all 3 US major networks created in 60 years. Agents in the North Houston, Montgomery County and Walker County Texas area I am looking for Agents to be featured on this site. Comment below if you are interested,

#FannieMaemycommunity Just wanted to mention a loan program that’s been around for a while but still and oldie and goodie. Call me for More info on the My Community Mortgage by Fannie Mae

#fhaoutbuildings If listing a home w/ a dilapidated building on the property, FHA may require that it be torn down and the debris removed

Absolutely Gorgeous Weather today in Conroe! Nice to have Spring weather. Seems like we went from Winter directly to summer. Not today!

#realtorbusinessplan Here's tip 5. Choose a marketing medium that gives you the highest return on your marketing dollar. This means that you want to choose the medium that delivers your marketing message to the most niche prospects at the lowest possible cost. Want a done for you marketing system? Comment below.

#mortgagenewsthisweek unlike last week there are events & data points everyday for bond & mortgage markets to consider expect volatility. Recent better than expected earnings reports & relaxing of concerns from Japan has boosted equity markets & interest rate markets are taking on a more negative (higher rates) pattern. Not looking for rates to move substantially higher but the recent dip in rates seems to be over

#greenlantern This is looking good. IMHO Nathan Fillon would have been better but eh! We'll give it a chance http://ping.fm/0yVbo

#howtochangeyouroil Well I wouldn't recommend this but I actually know people like this http://ping.fm/Bcrdg LOL and Sad all at the same time

#notetoself "I've failed over and over again in life. That's why succeed!" - Michael Jordan

Near Miss Day commemorates the day a huge Asteroid nearly missed hitting the earth In 1989 an asteroid the size of a mountain came w/in 500k Had it collided with the Earth, it would have left a crater the size of Washington, D.C. Another Near Miss came closer on 9/27/3003 an Approximately 10 meter in diameter asteroid, came within 54,700 miles of earth.

#notetoself Fear Stinks! Dogs smell it, bees smell it & your subconscious mind reacts to it. Go on that Positive thought Diet today & things will smell better!

#positivethought Your Choices are driven by your beliefs and your choices shape your destiny

#realtortip Success is just behind the door that most people wont open

#realtorbusinessplan Step 3. Pick a Niche - If you say that your target customer is 'everybody' then nobody will be your customer. The marketplace is jam packed with competition. Be selective and your business will grow! If you need help with some marketing tips to your niche, let me know.

#mortgagenewsthisweek Although Existing home sales are down. Both Japan and Libya seeming to be getting under control. The Treasury Announced that they would sell the remaining Mortgage backed securities in their portfolio. As a result of this the market began a sell off that has resulted in sharply higher rates. We also don't see any major decline this week

#woodlandsrealestate New Mobile Enabled Video Real Estate site for Properties in the Woodlands TX. Free to Realtors http://ping.fm/ujZto

#seamonstersantartica Goodness what if they find a Lake Monster down there! http://ping.fm/1Ffxr LOL

#thorthemovie Oh Boy this looks like Fun http://ping.fm/kpQ47 Looking forward to May 6th. Note bad karma to anger Odin!

#ccokiesforkids Very worthy Cause there was a lot of fight in this little guy but I guess God needed him more http://ping.fm/t9ml0

#mortgagenewsweekly week more about human nature than economics & markets. When Fukushima looked catastrophic, the fearful bought Treasurys & yields fell taking mortgages to new lows. Japan is now merely awful, the stock market drunks are back in charge, fright-money coming out of bonds & rates rising on the happy thought of war with Libya. Go figure. US economy, little has changed.

#positivethought A Plan without Passion is like a road trip with no gas

#notetoself "Never give in, never, never, never, never - in nothing, great or small, large or petty - never give in except to convictions of honor and good sense" - Winston Churchill

Freedom of Information Day celebrates and recognizes a valuable concept in human rights. Is the birth date of James Madison

#realtorbusinessplan Step 2. Know your customers. Until you know (1) who your customers are, (2) what they want, and (3) what motivates them to buy, you can't prepare an effective marketing plan. KEY - Don't confuse 'wants' w/ 'needs.' People don't necessarily buy what they need, but they'll most always buy what they want. Comment below if you need help.

#positivethought Life is a never ending series of tiny course corrections

#fhamipincrease FHA increasing mortgage insurance on 4/18 - False news this is tied to Appraisal ordering. Call us to get straight scoop and avoid the increase. Applies to ALL 15 & 30 year loans and down payment percentages.

#realtortip How do you Feel today? Your thoughts and body language should reflect your answer!!

#freddiemachomeloan Freddie now saying "interested party" contributions for Short sales part of 3% of sales concession. This means more out of pocket for buyer this reduces how much seller can contribute. Contribution are capped at a total of 3% These fees are now considered part of the contributions when the buyer is putting < 10% down

Whooee Gully Washer in Lake Conroe. Be careful out there! Hail and 40 mph Winds!

#realtorbusinessplan Starting series today on developing a business plan. 1st, know your market. A profitable market consists of people who have wants or needs that are unmet, so much so that they will jump to use your service or buy your listing. I have a couple of unique things that will help you stand out. Comment below and I'll be happy to help you

#pbsnewsherlock Watched this new series http://ping.fm/ifGo9 Normally don't like "modern" renditions of classics this is an exception. Very well done and entertaining and as with all good interpretations of the Holmes character you never see it coming in the end. This series is told ion the 21st century and keeps true to the Sir Arthur Conan Doyle character. Well done, Very well done!

#captainamerica I'm Glad they are keeping with the WW II Theme. This goes a long way to making this a good one http://ping.fm/GAOZJ

#positivethought Happiest people live a balanced life. w/out balance something will break... health, family, work or faith maybe not now but eventually.

#positivethought A loser need only be pushed down once, while a winner can fall a hundred times and get back up. Are you a winner or ?

#hornetalhirt Awesome performance that began every Episode so you were really in the groove when the action started http://ping.fm/Jf53O

Try to stay calm. Take a deep breath. For today is Panic Day. Can you handle today? Good, we were worried for a moment.

#notetoself "Every strike brings me closer to the next home run". - Babe Ruth - Sometimes the best days are the days you strike out!

#exportfacebook Ever wonder how to export everything you have on Facebook? http://ping.fm/nX8Qi Unfortunately no way to re import it. Yet...

#FHASeptic Realtors FHA requires public hook-up to well & septic (if they are available) & if it's FEASIBLE to do so. Call us for the definition of "feasible" because it may not need to be hooked up. Be proactive w/ every listing and you won't have any surprises or extra expenses

#niceeveningmusic Nothing Like Michael Crawford on a Misty Evening Awesome Talent! http://ping.fm/4deBP

#mutiunitFinancing FHA will allow the Financing of an owner occupied 2, 3 or 4-unit Properties with low down payments.

#positivethought You need a Plan everyday. If you aim at nothing you'll probably hit it

USDA Home loans getting more expensive in Walker County, TX - On February 3rd USDA Rural Development Announced that ... http://ow.ly/1bFXR2

USDA Home loans getting more expensive in Montgomery County, TX http://ow.ly/1bFYJK

USDA Home loans getting more expensive in South Texas - The USDA Home loan program is one of the best programs for t... http://ow.ly/1bFYJS

USDA Home loans getting more expensive in Texas - The USDA Home loan program is one of the best programs for true 10... http://ow.ly/1bFJ5j

#realtortip Customers buy based on emotions and then justify their purchase based on logic, so remember to include both elements in your marketing message. If you need help coming up with a message, let me know.

#realtortip Comfort Comes from Routine - If you are not comfortable in doing something you are supposed to. You need to do it more and break out. Don't mistake this for being in a Rut. If you are comfortable and are not getting the results you want then get UNcomfortable!

#mortgagenews We need a substantially higher # of new jobs each month given how many jobs have been lost during the recession/depression. “We’re heading in the right direction but far too slowly to make a real dent in unemployment,” Robert Reich & others have warned. “Big news isn’t jobs, it’s wages,” Reich asserts. NELP found that most new jobs created since 2-10 provide far lower wages than jobs they’re replacing

#tamefoxes Ever since this NOVA program http://ping.fm/aOBE0 I've been wondering how to help in this research. Now National Geographic did an article. Great News for this Russian Research project.

#mrbillsafety http://ping.fm/BP82E Hey it's Saturday night. I just had to go Retro! Be Safe out there Mr. Bill!

#williamshatnerschoolofacting I go back and watch this every so many years and I still crack up It's so bad! http://ping.fm/K0Z6z LOL!

#agentexpensetracker Agents - don't get killed by your expenses! It's critical in your Real Estate Agent career that you not only cover your real estate agent expenses, but your personal living costs as well. I have a great spreadsheet that will help you do this! If you want a copy, please comment below and I'll send it over!!

#mutiunitFinancing Fannie & Freddie will allow 95% financing for Owner Occupied Duplex under MyCommunityMortgage® or HomePossible® programs

#niceconroeweather Foggy this morning. Be careful on the roads. The fog has always been comforting to me and not creepy. Day or night.

Old Stuff Day is not a day to do the same stuff. Rather, it's a time to recognize the nature of your daily routine, & make exciting changes.

#realtorseo Agents, do you BLOG? If not, you are missing out on a huge aspect of Social Marketing. Posting on a Wordpress blog helps with site indexing and SEO. You can also link it to your Facebook and Twitter accounts. You can even use it to host your own internet TV show! Want to know more? Comment below.

#homeloandebt w/Fannie Mae only time you can ignore a debt by proving a 12-month payment history by a third party is the: Co-Signer of that debt, Self-employed borrower & the business pays debt, or court ordered.

#realtortip Until you value yourself, you won't value your time. Until you value your time, you will not do anything with it. M. Scott Peck

#quietevening Nice Evening on the Patio @ Sam's Boat on Lake Conroe with the Sweetheart. 48 Degrees with a small breeze. Lovin' it!

#positivethought Your Unjustified thoughts reveal your true character

#agentprofiles Agents, I am looking to do video interviews with Real Estate Agents on "What is Your Why?" Great way to gain exposure. Please comment below if you are interested.

#FHALeadpaint Only reason FHA appraiser requires Lead Based Paint Repairs is when a HUD REO property, constructed before 1978, is being purchased using FHA-insured financing. Call me for info on HUDs Lead-Based Paint Repair Rules

#realtorreferrals Agents, ever wondered how you can become referral partners with business owners all over your community? Comment below and I'll tell you just how you can.

#realtortip "When Focus meets desire and desire matches your purpose everything is possible."

#realtorpaycut Check this Vid out. Congress calling for Regulation of Realtor Compensation. http://ping.fm/UkjyA

#mortagenews rates back in the 4's, wiped out early-February spike. We have Libya, oil, stocks, housing, and the economy to thank. New home sales dumped 12.6% in January. A story cooking for months: NAR has over-reported those sales for 10 years or more. More on this as it unfolds. Wal-Mart’s sales in the last 90-days fell 1.8%. Orders for durable goods in January tanked 6.9%. Growth, sure; self-sustaining, .. uh-uh

TDHCA Cuts Bond 77 down payment assistance 20% in Montgomery County http://ow.ly/1bvBS3

TDHCA Cuts Bond 77 assistance 20% effective March 1st - Bond 77 has given Texans access to low interest rate down pa... http://ow.ly/1bvm7k

#freerealtorlistingtool Check out this really cool FB app....have a tab on your page or fan page with the homes you currently have listed or homes you are co-marketing for other agent's listings. Comment below if you would like and I'll set you up!

#positivethought Every new day begins w/ possibilities. It's up to us to fill it w/ things that move us towards Progress & Peace - R Reagan

#realtortip The Difference between a Winner and a Loser are the beliefs that you hold

Dog Biscuit Appreciation Day is a day for the dogs. That's because there is no one who can really appreciate the true value of a dog biscuit

#positivethought Negative people are worse than negative happenings. The Argument is over in 5-minutes - The person may linger for years! Think about this when doing your spring cleaning and jettison those negative people. You will be the better for it.

#realtortechtools What if you could provide a growing library of "Live" online workshops, which present you as the expert, to your clients and prospects all for free? The best part? You hardly have to do anything. Comment below to get more info.

#positivethought Today we go on a constructive thought only diet! The instant you start having a negative thought spit it out!

#fhamipincrease Check this Vid out. The new FHA Premium Increase will cost you $15k more http://ping.fm/vgQsI buy before increase

#socialnetworkingtool Information overload? Try Gist http://ping.fm/G6URr I've used this tool for a while now and loaded all of my contact into it and it is amazing the info you can find on people and how it puts it into one unified place

#realtortip Always find your share of the Problem or you will not Grow

#politicalquiz http://ping.fm/OH0hM For political junkies, take 6 minutes to answer these questions in an online quiz and see where you end up on the political scale. You might be surprised. I found that if you take a moment to read the Queens English and think about what it's saying the test is pretty accurate. We at least for me!

#freddiestreamline Freddie Mac is eliminating their streamline-refi program on 5/1/11. If the original loan is held by Freddie, you'll need to apply now or new rules go into effect

#mozysucks @mozy #carbonitebetter Mozy jacked price into stratosphere. Billed me under old plan & when I canceled refused refund Cancel Mozy before you are billed

#fhaantiflipping HUDs 90-Day Anti-Flipping Rule Extended to 12/31/11. Certain restrictions apply - the 20% rule is one of them. Call our office for more details.

#positivethought Success is just behind the door that most people wont open

#homeloancredit Scores to be available to consumers soon. So REVIEW YOUR CREDIT BEFORE APPLYING FOR A LOAN http://ping.fm/IOt0q Free class. Save thousands of dollars over the life of your loan. Feel Free to Contact our office for additional info

#realtortip A Plan without Passion is like a road trip with no gas

Do a Grouch a Favor today. Everyone has been a grouch at one time or another. Some people are seemingly grouches all of the time.

#positivethought It takes twice as much energy to be negative than to be positive. That's why, at the end of an argument, you may be tired.

#fhanodown HUD foreclosures allows $100 down financing you want to actually see the contract. Now You See It, Now You Don't. Call our office for more details.,

#positivethought Your Current Emotions Provide a window into the future. You can shift your emotions by changing your thoughts

#fhafeeincrease 4-18-11 For most borrowers the Monthly Mortgage insurance increasing 25% leading to a loss in purchasing power. This is equivalent to an interest hike rate of 1/3% on all FHA loans by April 18. If you are looking now you want to give our office a call ASAP so you can avoid this loss in buying power and affordability.

#realtortip Gratitude is the Turbocharger for getting what you want. Who have you thanked today?

#fanniefreddiefeehike Fannie & Freddie Hike Fees Again! on good credit Borrowers OUCH! http://ping.fm/gWjxD

Texas Vet Loan rates still low in Woodlands TX for week of 02/14 to 02/18/2011 http://ow.ly/1bj8gZ

#positivethought How do you Feel today? Your thoughts and body language should reflect your answer!!

#fightthefed This Video describes it perfectly. http://ping.fm/533w7 Realtors and Title companies to now cure shortages at closing as of 4/1/11 Many lenders have also started to cap Realtor compensation to reduce costs to consumer. To stop this see my earlier post on NAHIP.

#realtortip You need a Plan everyday. If you aim at nothing you'll probably hit it

Toothache Day, one can only ask.. Why!? We suggest you participate in this day by learning or reviewing the cause of toothache & tooth decay

#positivethought Do you affect the news or does the news affect you? If it makes you negative stop watching and do something positive!

#conroesnow what's left of the early morning drizzle is coming down now as snow flakes. Be careful out there

#realtortip You Have control over the way you choose, and the way you respond.- Jeffrey Gittomer Choose wisely today

#goodgreenhornet #brucelee have my DVR to catch green hornet marathon on sci-fi tomorrow. Will help me forget bad movie earlier this year

#positivethought Winners ask better questions. Don't whine about things! Do things that are positive and ask empowering questions!

Texas Vet Rates Rise in Woodlands TX for week of 02/04 to 02/11/2011 http://ow.ly/1bf9Lk

Texas Vet Rates jump in Hunsville TX for week of 02/04 to 02/11/2011 http://ow.ly/1bf9Lr

#realtortip Faith w/out Massive Action is Delusional

Texas Vet Rates jump to 4.60% in Woodlands TX for week of 02/04 to 02/11/2011 http://ow.ly/1benlo

#mondayisgreat One thing about Monday's sometimes they hit you like a truck and sometimes like a gnat. What kind of day did you have today?

#stopthefed Home Loans will be getting worse than short sales http://ping.fm/qfEtd w/ closing times doubling & tripling in times to close a loan w/higher costs. NAHIP is open to everyone from Loan Officers, Realtors, Appraisers, inspectors, builders & etc, You can also write Senators & Congress person. Already bills in process to go after Realtor Compensation next. Realtor compensation being limited in near future.

#mortgagenewsthisweek Calendar very light. Jobless Claims on Thurs. Trade Balance & Consumer Sentiment on Fri. Treasury auctions on Tues, Wed, & Thurs. Investors will be watching the results closely because recent auctions have produced significant swings in mortgage rates.

#organicgardening Stimulate earthworms. Put old paper, best if shredded or single sheets, under soil after you have tilled bed. Earthworms Love it! After 30-days it will all be gone and your bed will have deeper looser & more fertile soil because of the earthworm activity. Why throw the paper away when you can recycle and help your organic garden at the same time

#wordsofwisdom I was talking to mtyFather yesterday and he said "Everybody's walking around complaining and crying about how cold it is and and how much snow we are having when they don't think about how blessed we really are. At least we are not having earthquakes where people have lost mothers, fathers, sisters, and brothers, as well as their homes. It's just a little snow. The snow will go away."

#wonderfulwinterweather spent 3 hours working outside today starting @6am gathering & chopping wood love this weather here in Conroe afterward had a wonderfully productive day

#mortageroundup Inflation concerns hit this week. Fed Chief stated that economy is recovering but the current level of government spending is unsustainable. Economic indicators while positive will not sustain economy. Markets reacted emotionally @ end of the week, higher commodity prices raised investor fears that future inflation may increase. As a result, mortgage rates ended significantly higher this week.

#condorefi Although rates are lower condos used as investment properties it may cost more than it's worth to refinance. Due to hefty hits to rates for being both a condo AND investment property. Call me for your Total-Cost Analysis report to make sure it's worth it before you begin.

#realtorfbtip Facebook is rolling out small changes almost every day for FB business pages. http://ping.fm/tZe9G FB is testing having 3 new buttons on FB business pages: ‘Top Posts’, “Most Recent” and “(Facebook Page Name)

#conroesnow Snowing in Lake Conroe. Yeee HA!

#positivethought Comfort Comes from Routine - If you are not comfortable in doing something you are supposed to. You need to do it more and break out. Don't mistake this for being in a Rut. If you are comfortable and are not getting the results you want then get UNcomfortable!

#realtortip A loser need only be pushed down once, while a winner can fall a hundred times and get back up. You define what you are.

#fhaflood FHA has come up w/ new Flood Insurance Chart for all types of properties. Call me for a copy - you need to check all listings!

#letitsnow the nice thing about snow is that it moderates temperature. if everyone hopes for snow you will feel warmer. Looking for Frosty!

#positivethought You Have control over the way you choose, and the way you respond.- Jeffrey Gittomer Choose wisely today

Candlemas is the last holiday of Christmas. Candlemas is a celebration, or festival, of the Feast of Purification of the Virgin Mary.

#realtortip Attitude is the way you respond to the situation, not the situation itself

#saveclosingcosts To save on closing costs: Produce original title policy & apply for a reissue rate of your title policy. $100's or more.

#niceweather Ohh forecast is for 18 degrees tonight! NICE!! Cover the pipes and watch for Ice through Sunday Morning. Snow on Friday! Yeh Makes me want to sing Christmas Carols and Tomorrow is the last day of the Christmas Season. Nice VERY Nice!

#positivethought Each Day we make a thousands of choices, make yours conscious and Healthy

#freeipadapp If you use an Ipad use this free app to keep track of your notes while on your way to your next showing http://ping.fm/fLa05

#realtortip Doing what you fear Forever Kills the Fear

#blockingads There are many tools to block ads on browsers. If you are doing online ads your $ may be going to waste http://ping.fm/pL1BF Firefox is adding another way for consumers to block ads. Facebook ads are "Like" and Behavioral based. If you are a Realtor in Texas just comment below and we will be happy to help you get the message out to your prospect.

#thankstotroops If it were Free would you send the Troops a thank them for their service? Well it is so no more excuses! http://ping.fm/BBaK9

#springpnalting Hot Diggity Planted 5 Rows of Japanese Bunching Onions, Yellow Onions & Red Onions today. Ran old woody plants into chipper & put a full bag of wood clippings along with some decomposed wood mulch & fireplace ashes into bed. During the Process all of the Sweet pea Pods were Eaten by the Gardner... Hmmmm I wonder who that could be :-) looking foreword to cooler weather and rain. Sure got hot today!

#realtortip Saw Dr Alyn recently. Sometimes you need this kick in the pants for your business. Dr Alyn is awesome http://ping.fm/0Udht If you are a Realtor here in Texas let us know how we can help you!. Post comments below

#conventionalmortgage Did you know that a child can buy a home for parents for as little as 5% down? And the child does NOT have to live in the home in order to qualify. Call me for details. This works some other loan types too.

#positivethought "When Focus meets desire and desire matches your purpose everything is possible."

#positivethought Always find your share of the Problem or you will not Grow

#realestatelicensing Did you know that everyone involved in a real estate deal (including you) are double-checked against "Exclusionary Lists" compiled by the Feds? Call me (or Facebook message me) for the for website links to check before taking listings or negotiating a sales contract

#realtortip Winners ask better questions. Don't whine about things do things that are positive and ask empowering questions of your clients

Spouse's Day is a time to enjoy and appreciate your better half. You can use this day as a prelude or warm up to Valentine's Day, perhaps.

Bond 77 Interest Rates rise Costing thousands to buyers - Bond 77 has given Texans access to low interest rate down ... http://ow.ly/1b2PJE

Bond 77 Interest Rates decreasing affordability to First time home buyers http://ow.ly/1b2PJM

#positivethought Attitude is the way you respond to the situation, not the situation itself

#freerealtortools Great gifts virtually Free & you have publishing rights. Many people get these & to Resell them to you http://ping.fm/Ge2RO Don't be fooled by imitations having. Get the books here at the source and the content is up to date

#vanonallowedfees Ever get confused about what veteran can & cannot pay when buying a home? Call me for detailed flier covering the details

#realtortip Attitude is your choice, not your Circumstance

#fhacondos extends the dates for condo approvals - based on original approval dates. Check your listings & I can let you know the extension dates for each condo project.

Got some Yellow, Red and Japanese bunching onions going in the garden. Now is the time to plant these in Conroe. Will till in some Ash, Compost and cover with leaves for an Organic start

#positivethought Saddest human fails to accept responsibility & lacks capacity to learn. Accept Responsibility & learn from mistakes & be great!

Last of TDHCA Bond 77 money rates Surge to 5.60% -   Authorized Mortgage Banker for Bond 77 The rate for the TD... http://ow.ly/1b1MMp

Bond 77 Interest Rates rise Costing thousands to buyers - Authorized Mortgage Banker for Bond 77 The rate for the TD... http://ow.ly/1b1MMw

#realtortip Know your ratio of working ON your business vs working IN your business is? Let me know if you are in TX we can Help! Many times we all start off on our daily routine and somewhere along the way we get caught up working IN our business vs ON our business

#freeipadapp If you use an Ipad use this free app to keep track of your notes while on your way to your next showing http://ping.fm/I8DTE

#realtormarketing Making your FB Profile and Business Page should be your first priority. Use this tool to get started http://ping.fm/WhH8W

#realtortip It is better to have passionate faith than Knowledge that you can do it

Last of TDHCA Bond 77 money rates Surge to 5.60% - Bond 77 has given Texans access to low interest rate down payment... http://ow.ly/1b1cDG

#positivethought Saw Kimberly Alyn in Houston on Saturday. Sometimes this kind of talk hits the mark. Dr Alyn is awesome http://ping.fm/h1mn1

#jacklalanne will miss him. Reminds me of one of my Aunts@95 walks 5-miles everyday & has muscles of steel http://ping.fm/yYcV6 in better health than people a third her age.

#mortgageratesrise Big picture, rates will continue to dance in place, rising gradually, unless we run afoul of an unexpectedly bad piece of news. improvement in the Leading Indicators looks good for 2 months in a row and, the path will continue to be lumpy in the coming months, we can imagine—if not actually plan for—an improving economy 12 to 18 months from now

Rainy Days Make Trees Happy! What a Wonderful Day it's looking to Be here in Conroe. The trees will drink up the rain and share it with us as shade in the hot summer! Thank you Lord for the rain!

#realtorfacebooktools I've been using this tool for white a while. It's easy to set up. http://ping.fm/OomPS If you are here in Texas I'll be happy to help you set it up for your page for free.

#realtortip Know your ratio of working ON your business vs working IN your business is? Let me know if you are in TX we can Help! Many times we all start off on our daily routine and somewhere along the way we get caught up working IN our business vs ON our business

#vetloanabuse Got a call from a vet this weekend that got taken advantage of with an unscrupulous lender here in TX. I keep hearing this I'd like your input. I'm going to write a blog about it. This Vet's deal completely collapsed and they lost their option money and their dream home. If you have heard similar stories I'd appreciate your input. I keep hearing this more and more and it shouldn't be happening

#alanparsonsproject Best Track is The Murders in the Rue Morgue. Too bad Wolfson passed last year http://ping.fm/jXuYm miss this caliber of talent today. This Album an excellent sequel to the original Tales of Mystery & imagination and it's really wild to hear some of the narrations of the late Orson Welles makes me think of Sky Captain and the Cameo by Olivier when he had passed a wile before the movie's release

#redgreenshow Watching Red Green Show Mailbox Wars. They say Good Humor is rooted in Reality. http://ping.fm/mLzmK Lot of Roots in this episode

#beyondtv Fed up w/ Commercials http://ping.fm/gCA3Q I've used this for almost 4 years very useful little piece of software..

#texasvets Found out that Texas Vets who use a Texas Vet Loan who are activates can get their rate lowered to 0% interest if until they return home?

#winninglistings Many of you asked for a Sunday presentation on how to win more listings. http://ping.fm/CR6yU tune in Sunday for How to Win Every Listing Presentation You Make

#realtortool Free online Client Relation Manager that goes where you go. Great FREE tool to help you manage your clients. http://ping.fm/JSzeE

#texasvets Did you know that Texas Vets who use a Texas Vet Loan who are deployed can get their rate lowered to 0% interest if activated until they return home? Just call our office and we can help you through the process.

#vahomegrants Specially Adapted Housing Grant program offers to disabled Vets in need of specialized housing d/t disability. Call me for VA Specially Adapted Housing Grants

#positivethought Gratitude is the Turbocharger for getting what you want who have you thanked today?

#onlinemarketing You may not be consciously aware of it, but most of the time you go to a well-known Website the brand owner is doing something very subtle to boost the recognition of their brand in your mind. This is some that very few real estate professionals take advantage of for their own sites, yet is free and easy to do. We can Help just ask and we can send you the details.

#realtorclientretension Class this evening on how to keep those prospects interested who don't qualify http://ping.fm/ayUG1

#realtortip Stop focusing on the deals that Missed the boat. Top producers have shrugged it off and have begun taking deals away from you

Today is National Popcorn Day, we suggest you pop up some fresh popcorn, kick back and enjoy!

#positivethought Attitude is your choice, not your Circumstance

#forclosedhomeslist Here's the link to get notified by Fannie mae whenever a foreclosed home comes up for sale in our area. http://ping.fm/R3iQq We also offer the Homepath Financing to get these homes fixed up too

What if you could provide a growing library of "Live" online workshops, which present you as the expert, to your clients and prospects all for free? The best part? You hardly have to do anything. If you are an agent in Texas Comment below to get more info.

#realtortop It's not what happens to you, it's what you do with what happens to you. #aldoushuxley

#positivethought Choose to Live a Big Live with No Regrets - Do you want the Roller Coaster or Merry Go Round

Texas Vet Home Buying Tax Credit Programs In Huntsville - Texas Vets Get a Tax Credit When Buying a Home that others... http://ow.ly/1aVoNr

Texas Vet Home Buying Tax Credit Programs Available today - Both Existing and First Time Home Buyers who are Vets Ge... http://ow.ly/1aVoNk

Texas Vet Home Buying Tax Credit Programs In Montgomery County http://ow.ly/1aVpNY

Texas Vet Home Buying Tax Credit Programs in Texas - Texas Vet Mortgage Tax Credit gives those who have served an op... http://ow.ly/1aVpO6

#realtormarketing Check out this really cool FB app....have a tab on your page or fan page with the homes you currently have listed or homes you are co-marketing for other agent's listings. Comment below if you would like and I'll set you up! I have to charge though..... NOTHING! It's totally free!

Texas Vet Home Buying Tax Credit Programs - Texas Vet Mortgage Tax Credit gives those who have served an opportunity... http://ow.ly/1aVar0

#realtortip A single Thought triggers many Like thoughts

Texas Vet Rates just above 4% in Woodlands TX for week of 01/17 to 01/21/2010 http://ow.ly/1aUGMx

#mortgagemarket Lots of housing sector news this week from Dec. + 2 Fed reports on the economy. Rates relatively stable for about 6 weeks. Economic convictions have been very optimistic and haven't come up to reality and the equity markets are looking soft. After this eddy of smooth water this week could get "interesting" quickly and market won't hold stability much longer before it breaks out.

What was that Weather yesterday? In the Houston area. Hmmm Felt like we had all been Teleported to Seattle. Not snow but good enough for some of my thinner winter wardrobe so I'll take it!

#weeklyrealestatenews Buy a House… Then Buy Another says Paulson. http://ping.fm/pSoU2 He is the famed investor who made > $billion by betting heavily AGAINST real estate as the boom was about to become a bust. Another indication that now is the time to buy Real estate. Working with a Certified Mortgage Coach you can find out really how this works within your portfolio or if you are buying your first house.

#freerealtorclasses As the market is picks do you provide value to your sellers and buyers attend our free workshops http://ping.fm/kSrpf class tomorrow. Don't miss it

#agenttechtool Got an iPad? Turn it into a miniature Mac Air with a bluetooth keyboard. Go to Zaggmate.com to find out more...

Texas Vet Loans in Houston- 01/17 to 01/21/2011 - Texas vet loans offer some of the lowest rates and are specificall... http://ow.ly/1aTz1D

#greatmovie A vain playboy puts strains his happy marriage allows himself be be seduced by a former girlfriend. http://ping.fm/KOIh9 Awesome film presence by Gardner. A young Stanwyck shows that distinctive cold stare that just gives you the willies. Favorite scene is where Heflin is getting the tar beaten out of him in his car bringing a suspect in for questioning and how he responds!

#greatmovies "I think one of the reasons younger people don`t like older films, films made say before the `60s, is that they`ve never seen them on a big screen, ever. If you don`t see a film on a big screen, you haven`t really seen it. You`ve seen a version of it, but you haven`t seen it. That`s my feeling, but I`m old-fashioned."- - Peter Bogdanovich - I agree I've seen Wizard of OZ , Ben Hur & others on big screen

#greenhornet stinks! except for Villain, Car and Kato. Chou Great as Kato & does credit to Bruce Lee but can't save movie, Could have lost Hornet for better movie. Glad did not see in 3D. Even 3D couldn't save from bad soundtrack, bad acting, bad casting & bad script. Reed in original was Genius & Master detective in this is buffoon that couldn't detect gum on his shoe. Save money & Rent from Netflix in you must

#realtortips The market is picking up are you ready to capitalize on it we have workshops to keep pipeline full http://ping.fm/F7JPx and to keep people that you would otherwise drop out of the pipeline in. Your regular income is dependent on your pipeline. Sign up for our free workshops where I help you keep that pipeline flowing.

#onlinemarketing You may not be consciously aware of it, but most of the time you go to a well-known Website the brand owner is doing something very subtle to boost the recognition of their brand in your mind. This is some that very few real estate professionals take advantage of for their own sites, yet is free and easy to do. We can Help just ask and we can send you the details.

Texas Vet Rates just above 4% in Woodlands TX for week of 01/17 to 01/21/2010 http://ow.ly/1aSbW2

Texas Vet Loan Rates in Huntsville Just above 4% for the week of 1/17 to 1/21/2011 http://ow.ly/1aSbXD

Texas Vet Loans Hanging on to 4.52% interest in The woodlands for the week of 1/17 to 1/21/2011 http://ow.ly/1aSbXw

#fhamultiunit DYK that if you are purchasing a 2-4 home you can use “gross rental income” on units you are not occupying http://ping.fm/5SLeQ (minus HUD’s vacancy factor), to qualify? Check HUD’s “vacancy/maintenance factors” for your area

#positivethought Faith w/out Massive Action is Delusional

Excellent tool for managing all of your social networks. And it's Free - HootSuite now! http://ping.fm/NGn22

#productivitytip Agents, want to increase your productivity? Only check your email twice a day. If there is an emergency, someone will call you! If you are constantly checking your email, you get out of the "productivity" zone - which takes 30 minutes to get back into. Do that 8 times and you have wasted 4 hours

#realtortip Your mind is a tractor beam and will pull its strongest desires towards you. Most of us pull in trash and many don't keep the beam on long enough

First X-Ray Taken day. The First x-ray was taken this day in 1896. Advances in Medicine and diagnosis were the resulting benefit

#hnn #kirby's Attending HNN North Houston Networking Mixer Tomorrow @ Kirby's http://ping.fm/dpeRc

#positivethought It's not what happens to you, it's what you do with what happens to you. #aldoushuxley

#mortgageinterest Effective Feb 12 Wells Fargo increasing Risk premiums by as much as 3/4% for conventional loans w/ FICOs < 760 OUCH!! Call us for alternatives to keep your rates low and to provide you with options!

#homeloancredit Federal Reserve issued new “Consumer’s Guide to Credit Reports” http://ping.fm/nsPiO . Contact us to learn what’s missing from the guide.

#positivethought Your mind is a tractor beam & will pull its strongest desires towards
you. Most of us pull in trash & many don't keep the beam on long enough

#valoanlimits VA has both increased and decreased loan limits in some areas of the country. Please ask us about VA loan limits in Texas!

#realtortip Tuesday If you Believe your Beliefs and you believe in your purpose....you're unstoppable

#enjoyingwinter ahh very nice I and Mr LL Bean on speaking terms again after a long separation and drinking hot Tea, Cider or Hot Chocolate in front of the fire. Great way to spend an evening after productive day

#jackNicholas Hats off to Jack Nicholas for the great work he is doing in making this course what it is for our veterans! http://ping.fm/nq7AP

#woodlandsrealestate Check out our New Real estate tab on FB. Now honest Lending & estate Information in one place! http://ping.fm/HH1in

#conventionalloanlimits Did you know that you can check the Fannie/Freddie loan limits, by property address? Check http://ping.fm/JN0Ku

#mortgageratesdown Rates trending downward. Democrats Hoped employment report would be brighter than it turned out. Bad for economy but great for rates. Sara Murphy of WSJ says, “Much faster employment & enduring job gains—on the order of 200k/mo—are needed for lasting improvement. We didn’t come near that figure in past yr" worth remembering that rates were a good deal higher @ beginning of 2010.

#frozenfaucets Quick Suggestion instead of buying covers for your faucets that you rarely use tank an old towel soaked in water & wrap. Since it rarely stays below freezing in this area > 24-hours the towel will freeze and protect your pipes. Ice is one of the best insulators and water as it freezes actually puts off heat. I used this last year during the long cold snap here in Conroe and had no problems & saved $

#businessgoal Ok you got swamped last week. Make today the day to have new years goals AND make one irrevocable 2011 promise to yourself.

freereagenttools Great site allows you to share screen w/ clients. Walk through contract or addendum quickly & easily! http://ping.fm/iT6Xw

#goodhollywoodacting "The end of the studio system signaled the end of the great screen stars. They were the sort of actors who brought their own charismatic personas to each role they played. Audiences felt as if they knew them immediately every time they watched one of their movies" - - Peter Bogdanovich

#newyearsresoloution Yes, Have new years goals AND make one irrevocable 2011 promise to yourself. If you missed it this week redeem yourself this weekend.

Finally we got some Cozy Fireplace weather coming and in the north areas maybe even snow! maybe. Watch out for freezing bridges in the AM the remainder of the week. Time to bring some firewood to the house. Me and my LL Bean collection are getting reacquainted for the at least next week!

#realtorclientretension Want a great reason to call clients that purchased earlier this year? Let them know its time to file for their Homestead Tax Exemption. Walk them through the process and show them how easy it is to save on their property taxes every year!!!

Texas Vet Loan Rates just above 4% for the week of 1/10 to 1/14/2011 http://ow.ly/1aM4Vc

#mortgagemarketrecap Rates remain low. Low Fee loans ended the week @ avg 4.75% Some indicators say economy doing better but when you look under hood instead of V8 you have a 4 cylinder firing on 3. Earlier in week market spooked by ADP jobs. Then real jobs numbers came in @ 100k. Falls short of population growth so we still had a net loss of jobs. Bernake says we need several years of growth to get out of this.

#reagentcoolidea Agents, gear up for the new year! Get "glow in the dark" fridge magnets to hand out at all your closings and to all your prospects. Now your name is seen every time they go to the fridge - even for a midnight snack!

#vashortsale As VA buyer, if you've had a short sale, there is a 2-yr waiting period to purchase another home. Contact us for details

#positivethought Doing what you fear Forever Kills the Fear

#freereagenttools What is the most important part of a sales letter or email???? Headline! That's what makes National Enquirer so successful. If you need help with this, I have a great little program that helps create them. Just ask!

TDHCA Bond 77 Rates Climb to 5.5% - Bond 77 has given Texans access to low interest rate down payment assisted loans... http://ow.ly/1aKpI3

#fhaforeclosure If you are buying a HUD foreclosure, check close dates & ask for contract extension. REO inventory being transitioned to new system, which is causing delays with rate locks, appraisal expirations, etc. Call me to review the HUD REO sales contract to make sure they don’t expire.

As a Realtor, what are the 2 most important things that frustrate you the most in real estate? How are you going to deal w/ them this year?

National Bird Day was established by bird activists. It calls upon people to recognize the plight of captive birds.

#freereagenttools Agents, here is a great site to help organize your life! It will help you make "to do" lists and a whole lot more! Go to www.tadalist.com to get started! Share this with your database! They'll love you for it! Oh and it's free

#varealtorcomp Realtors Beware - Your efforts could go unrewarded when a VA borrower agrees to pay you a commission if a FSBO seller refuses to pay when you act as their agent. VA prohibits charging a VA borrower for the services of a real estate broker. (Neither Conventional nor FHA lending has this prohibition, only VA.)

Quick question for you, if you could get step by step training for your business in one area what area would that be? Social media, video, email, listing presentation, webinars, anything goes - what would it be? What is the first thing that comes to mind that you would love to master in the next 30 days?

Sometimes you have to "Tack toward your goal". There may be some basics that need to be in place before you achieve your goal

#lifelessons In Life you Control 2 things. 1 How you React to a situation & 2 What you Say. A cruel word in Anger may never heal no matter how much you apologize

#vasellercontributions Did you know VA allows a seller to buy appliances for a VA buyer & doesn't consider them an "inducement to purchase"? Yep. It's allowable as part of the 4% seller concession limitation call me for more info on What You Need to Know About Seller Concessions & VA Loans

#lifelessons In Life you Control 2 things. 1 How you React to a situation & 2 What you Say. A cruel word in Anger may never heal no matter how much you apologize

Texas Vet Loans Hanging on to 4.53% interest in The woodlands for the week of 1/2 to 1/7/2011 http://ow.ly/1aIemz

Real Estate Agents Free Flier for Buyers on 12 Myths Credit Bureaus want you to believe. It can make or break your deals http://ping.fm/RFIyM

Here is somethingl worth watching closely in the first weeks and months of 2011. Now, what is particularly important here is the PERCEPTION of improvement in the real estate market. If, at long last, the improvement in the real estate market becomes credible, potential homebuyers may be convinced to enter the market before the rise among interest rates becomes truly sustainable and real estate values begin to firm.

#tcmgoodacting we are so blessed by having TCM as we can see many great performances by many great actors year after year http://ping.fm/hWklH I think my Favorite quote from anyone about "old" or "Classic" movies was by the late Peter Bogdanovich "There are not old movies just Great movies that you've never seen"

#sheltierescue I'm a yanks fan but I may have just become a Mark Buehrle fan! http://ping.fm/eT0kq Now to find the person who did this

#houstonweather2010 #whymovetophoenix defies generalizations as year was both hot & cold & wet & dry. The year started out cold w/ avg temps 4 to 8 degrees colder than avg during Jan, Feb & Mar. Yearly rainfall is well below avg areawide & SE TX is in midst of a significant drought. Much of the northern 1/2 is now in extreme drough. Drought conditions are expected to persist or perhaps intensify through early 2011

#DawnTreader Awesome, uplifting & positive movie for entire family #narnia It's surprising that Disney can make #tronlegacy w/ sucks after watching Narnia I immediately want to see it again. Most profound thought, of many, was Caspian "I was always fighting about the things that were taken from me that I forgot to realize what I had been given" Or Lucy "We have nothing if not belief". Riveted from beginning to end!