#FHAJobrequirements Banks not confident about economy no longer following HUD. Job Gap of > 30-days you must be on job for >= 6-months to qualify. The old HUD Rule was if you were off the job for 6-months you had to be back for 6-months to count the income. This is regardless of the reason for the gap so if you take > 30-days of family leave you have to be back on the job for 6-months to use your income to qualify